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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Easy to manage all of my accounts in one place...

Easy to manage all of my accounts in one place Reviewed on: 12th January 2024

Monzo rocks!

Monzo rocks! Current accounts have been part of my life since moving to the UK and they have been nothing but a joy to use. Reviewed on: 12th January 2024

Lifesaving bank

Monzo make managing my finances and budget so much easier with their pots. This simple little feature has allowed me to build my savings and reduce my debt. The flex product is also great for larger spends making it easy to see how much it will cost you to do it to repay and allowing you to set when repayments are due. Reviewed on: 12th January 2024

I love Monzo!

I love Monzo, I love the ease of managing my monthly outgoings and savings and their marketing campaigns are modern, funny and engaging. The marketing team deserve a raise! Reviewed on: 12th January 2024

Personal, joint and business

I've been using Monzo's personal and joint accounts for a few years and it's simplified how I approach my finances and I no longer have to think about managing my money. I've recently opened up a business account as well and I'm looking forward to seeing what that has to offer. Reviewed on: 12th January 2024

Monzo make everything so simple - and even fun!

Monzo make everything so simple - and even fun! From the product experience, messaging, communications and brand - consistently seemless and full of Monzo personality. Reviewed on: 12th January 2024

The app is very user friendly.

The app is very user friendly. I also just like Monzo's vibe. Reviewed on: 12th January 2024

Monzo wins number 1

Monzo is so easy to use, you can have as many saving pots with personalised icons and names, u can use aboard which is super continent with no extra cost. And their LinkedIn posts are just incredible!! Reviewed on: 12th January 2024

The best Bank you can be with

I've been with Monzo for years and I can't imagine ever using a different bank for my daily operations and savings! They are absolutely amazing and I've never seen such a brilliant customer service. I keep recommending Monzo to everyone Reviewed on: 12th January 2024

Easy to bank with, best one to use overseas.

Easy to bank with, best one to use overseas. Reviewed on: 12th January 2024

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