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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is the best app on my phone

Monzo might just be the best app on Play Store. I was someone who never checked my bank balance if I could avoid it, and had no sense of what I was spending money on. Monzo has helped me take interest in my own finances by simplifying them and doing the work for me! Now, I use Pots and Trends to keep money aside for certain activities and accurately map my spending on different hobbies. It's great! The custom categories in Plus are super useful too. Reviewed on: 13th January 2024

Have banked with Monzo for years.

Have banked with Monzo for years. The service they provide is exemplary with customer service very helpful and attentive. The product has improved leaps and bounds over that time period too and is the best bank I’ve ever been with for being able to track your spending, even down to the type of spending or individual merchant. Keep up the good work! Reviewed on: 13th January 2024

Great app that is constantly updated with new features

Great app that is constantly updated with new features Reviewed on: 13th January 2024

Monzo earned my trust.

Used Monzo as a payment card at first and now became my main bank. Reviewed on: 13th January 2024

Good stuff.

Good stuff. Free and no monthly fee. Reviewed on: 13th January 2024

Monzo is the best bank in the UK

Monzo is the best bank in the UK Reviewed on: 12th January 2024

I’m a Monzo early adopter and I’ve not looked back.

I’m a Monzo early adopter and I’ve not looked back. Love its cheek and how it’s always ahead of the game. Reviewed on: 12th January 2024

Everything Monzo does is unique and exciting.

Everything Monzo does is unique and exciting. It makes id inclined to use the app Reviewed on: 12th January 2024

Best bank

Super easy to use friendly amazing staff best bank by far Reviewed on: 12th January 2024

Love you Monzo!

Some of the most incredible customer service I’ve ever received in my life! They’re so good with responding to disputes, and ensure my money is always safe. Reviewed on: 12th January 2024

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