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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

All the elements of a challenger with experience!

Ready ui, great experience with customer service. Listen to customer demands and create new trends Reviewed on: 12th January 2024

App has so many amazing features and so easy to use.

App has so many amazing features and so easy to use. also very easy to find any information and get in touch with them and they are so good at providing feedback. Their services are so much better than normal banks as can split your money exactly how you want to and track your spending and savings for different things Reviewed on: 12th January 2024

Easy to manage all of my accounts in one place...

Easy to manage all of my accounts in one place Reviewed on: 12th January 2024

Monzo rocks!

Monzo rocks! Current accounts have been part of my life since moving to the UK and they have been nothing but a joy to use. Reviewed on: 12th January 2024

Lifesaving bank

Monzo make managing my finances and budget so much easier with their pots. This simple little feature has allowed me to build my savings and reduce my debt. The flex product is also great for larger spends making it easy to see how much it will cost you to do it to repay and allowing you to set when repayments are due. Reviewed on: 12th January 2024

I love Monzo!

I love Monzo, I love the ease of managing my monthly outgoings and savings and their marketing campaigns are modern, funny and engaging. The marketing team deserve a raise! Reviewed on: 12th January 2024

Personal, joint and business

I've been using Monzo's personal and joint accounts for a few years and it's simplified how I approach my finances and I no longer have to think about managing my money. I've recently opened up a business account as well and I'm looking forward to seeing what that has to offer. Reviewed on: 12th January 2024

Monzo make everything so simple - and even fun!

Monzo make everything so simple - and even fun! From the product experience, messaging, communications and brand - consistently seemless and full of Monzo personality. Reviewed on: 12th January 2024

The app is very user friendly.

The app is very user friendly. I also just like Monzo's vibe. Reviewed on: 12th January 2024

Monzo wins number 1

Monzo is so easy to use, you can have as many saving pots with personalised icons and names, u can use aboard which is super continent with no extra cost. And their LinkedIn posts are just incredible!! Reviewed on: 12th January 2024

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