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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

most comprehensive app banking service available

It s just the simplest and most comprehensive banking service on the market, all via the app. Just great Reviewed on: 12th January 2024

Just brilliant all round - makes life much easier an...

Just brilliant all round - makes life much easier and innovative new features all the time. Reviewed on: 12th January 2024

Exceptional bank of the century

Excellent cannot fault Monzo Bank’s service and products, definitely overdelivering and aligned with what consumers need and want today. Reviewed on: 12th January 2024

Great the features

Great the features are so helpful for money management Reviewed on: 12th January 2024

best app to help me manage my money.

best app to help me manage my money. Great savings rate. Salary a day early! Reviewed on: 12th January 2024

I've used Monzo since they were just a wee prepaid c...

I've used Monzo since they were just a wee prepaid card app, and as soon as they became a bank I moved my salary over and never looked back. People kept telling me it was risky because Monzo was so new, but I'd never had such an easy banking experience before. Simple to log in securely, simple to manage my money, simple to save. Immediate realtime warnings if I go into my overdraft - and the overdraft charge is like 1p a day. Nothing like high street banks. The forum is fantastic, they genuinely seem to listen and work with customers to make their decisions, explain their reasons behind certain changes, and work to make their app better. The customer service is great and the products they offer are genuinely useful. The only time I've had to wait longer than a day for a response (non-urgent issue) was literally on New Year's Eve, and even then they responded the next day. I even pay £15 a month for premium, which if you knew how stingy I am, you'd realise is a big deal lol. Reviewed on: 12th January 2024

How digital banking should be done

Monzo customer & investor for many years. How banking should be done. Reviewed on: 12th January 2024

the best bank!

the best bank! Gives me such accessible information about my spending, helping me stay on top of my money. Great customers service and interface - a modern bank fit for today. Reviewed on: 12th January 2024

Simple, intuitive, full of tools to help you!

The app is very intuitive and simple to use. The pots feature is amazing to separate money that you need for different things and the rates in the saving products are very good. Reviewed on: 12th January 2024

Easy to use and very accessible.

Easy to use and very accessible. Great savings available and interest rates whilst being able to track it. Reviewed on: 12th January 2024

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