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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Great app that is constantly updated with new features

Great app that is constantly updated with new features Reviewed on: 13th January 2024

Monzo earned my trust.

Used Monzo as a payment card at first and now became my main bank. Reviewed on: 13th January 2024

Good stuff.

Good stuff. Free and no monthly fee. Reviewed on: 13th January 2024

Monzo is the best bank in the UK

Monzo is the best bank in the UK Reviewed on: 12th January 2024

I’m a Monzo early adopter and I’ve not looked back.

I’m a Monzo early adopter and I’ve not looked back. Love its cheek and how it’s always ahead of the game. Reviewed on: 12th January 2024

Everything Monzo does is unique and exciting.

Everything Monzo does is unique and exciting. It makes id inclined to use the app Reviewed on: 12th January 2024

Best bank

Super easy to use friendly amazing staff best bank by far Reviewed on: 12th January 2024

Love you Monzo!

Some of the most incredible customer service I’ve ever received in my life! They’re so good with responding to disputes, and ensure my money is always safe. Reviewed on: 12th January 2024

All the elements of a challenger with experience!

Ready ui, great experience with customer service. Listen to customer demands and create new trends Reviewed on: 12th January 2024

App has so many amazing features and so easy to use.

App has so many amazing features and so easy to use. also very easy to find any information and get in touch with them and they are so good at providing feedback. Their services are so much better than normal banks as can split your money exactly how you want to and track your spending and savings for different things Reviewed on: 12th January 2024

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