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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

The monzo perks are very affordable it gives a great...

The monzo perks are very affordable it gives a great value for my money from the cinema tickets to railcards to greggs treats every penny will be worth it by the end of the day Reviewed on: 23rd February 2026

Extremely good for budgeting.

Extremely good for budgeting. The Max perks are phenomenal. Reviewed on: 23rd February 2026

Never had a bad experience with Monzo.

Never had a bad experience with Monzo. App is easy to use and user friendly. The current account meets all my needs and then some. Reviewed on: 23rd February 2026

Fast and reliable banking service

Fast and reliable banking service Reviewed on: 23rd February 2026

Excellent, easy and user friendly mobile banking app.

Excellent, easy and user friendly mobile banking app. The best there is. Reviewed on: 23rd February 2026

Better than most

Love the fact that they are based online and don’t hassle you Reviewed on: 23rd February 2026

First class app thats easy touse and great savings

First class app thats easy touse Reviewed on: 23rd February 2026

Nothing is too much for customer service

Nothing is too much for customer service, all issues are resolved quickly! Great bank and cute cards! Reviewed on: 23rd February 2026

Excellent money keeping tools that have helped me re...

Excellent money keeping tools that have helped me rebuild financial stability after clearing my prior debt. Reviewed on: 23rd February 2026

Easy and efficient

I love how easy monzo is to use, the excellent features such as saving pots and bill pots makes sorting my finances so much easier. Reviewed on: 23rd February 2026

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