Write a review

Go to business site

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17288 reviews)

View other Monzo products

4.92

Based on 17,288 reviews, last reviewed 26th Jan 2026

2900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Helps with understanding savings and investments. Helps with understanding savings and investments. Reviewed on: 26th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17288)

Review of the Monzo, Current Account:

Amazing!

Being able to see your transactions in real time means no more getting caught out when things you have forgotten about show up. Their customer service is also second to none - seriously impressed! Reviewed on: 4th January 2018

Simply the best banking app and best bank.

Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Monzo is easy to use, excellent service and makes ba...

Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025

Get paid earlier!

Monzo accounts let you get paid ealier, which is really helpful. It also categorises all expenses easily and correctly. It’s amazing, it’s easy to pay friends and divide money of nights out. Reviewed on: 19th June 2025

The best banking app I've ever used.

The best banking app I've ever used. Being able to move money into pots, the transaction updating usually before the shops till has, the option of virtual cards (I haven't upgraded yet) etc, I cannot recommend it enough. Very easy to use and to set up. The get paid early feature is FANTASTIC. Reviewed on: 17th June 2025

Changed the way I look at money, they are supportive...

Changed the way I look at money, they are supportive, have improved my credit and I can’t image being with another Bank Reviewed on: 17th June 2025

Monzo for fraud protection

I was recently the victim of fraud. Four of my banking apps were accessed by the thief. Monzo was the only one to prevent any fraudulent transactions. They were also the first to get me set up again with a new, safe app and a new bank card. Bravo Monzo! Reviewed on: 16th June 2025

Excellent bank, so easy to use and great when travel...

Excellent bank, so easy to use and great when travelling abroad. Saving's account is super as well. Reviewed on: 15th June 2025

Perfection!

I've been with them for a few years now and the have been the most helpful bank I've been with baring in mind they don't have branches! Reviewed on: 13th June 2025

New Monzo customer

I recently opened Monzo account and have fallen in love with it. I actually moved most of my savings there now as they have competitive interest rates and I love the saving pots options. I also like the option to set your safe places and the fact that you can invest the money you get from the interest on your saving accounts. Reviewed on: 13th June 2025

Simple UI/UX and instant transactions

Simple UI/UX and instant transactions Reviewed on: 13th June 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Standard Current Account
from Ulster Bank 3.48 from 36 reviews
Current account
from Card One Money 3.13 from 4 reviews
Current account
from Chase Bank 4.94 from 44328 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 410 reviews
Flex Purchase credit card
from Monzo 4.95 from 2516 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub