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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17800 reviews)

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4.92

Based on 17,800 reviews, last reviewed 10th Feb 2026

28300% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Like your best friend Monzo is a down-to-earth bank. It’s like your friend. Tells you when you need to top up your account because there is a direct debit (or other payment... Read more Reviewed on: 10th February 2026

Latest lowest rating:

1

Impossible to speak to one person, none of them spea... Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters.... Read more Reviewed on: 10th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17800)

Review of the Monzo, Current account:

best bank ive dealt with

easy to use. nice app. helpfull gives confidence in my dealings. Best bank ive been involved with for many years and banks. Reviewed on: 6th April 2023

Monzo customer for years

Love monzo! Been a monzo customer for years now and never had a single problem. Reviewed on: 9th February 2026

Absolutely fantastic bank account.

Absolutely fantastic bank account. I can see all of my other accounts in the MONZO App. It’s really easy to use. Reviewed on: 9th February 2026

Phenomenal bank

Monzo is a phenomenal bank. Ever reliable, beautiful UI, considerate UX that tells me exactly what it is I need to know, and additional products that add real value (phone insurance, which was much needed when my phone got stolen earlier in the year, travel insurance so I don’t have to worry when applying for visas, etc). If I’m being selfish I’d only ask for 1 more thing - that Monzo could somehow generate bank statements for all the other accounts I’ve connected to it. But I know that’s unreasonable. This is literally the perfect banking app. 10/10. No notes Reviewed on: 9th February 2026

Monzo is the bank that cracked it.

Monzo is the bank that cracked it. Best in class UX with just what we need. And they're fun. Reviewed on: 9th February 2026

They make banking simple easy and accessible.

They make banking simple easy and accessible. With good products and nice ways to sort out your finances with pots, savings and interest options Reviewed on: 9th February 2026

It’s the best thing I ever did to organise my finances.

It’s the best thing I ever did to organise my finances. I love the current account and having the ability to organise my money into pots to be able to budget. I can also save and link my accounts together. Reviewed on: 9th February 2026

A quality modern bank, simple to use, excellent cust...

A quality modern bank, simple to use, excellent customer service and customer perks you just font get with other banking platforms Reviewed on: 9th February 2026

Brilliant bank lots of features and can use abroad

Brilliant bank lots of features and can use abroad Reviewed on: 9th February 2026

I have their max plan and I get really good benefits...

I have their max plan and I get really good benefits and their customer service is very good too Reviewed on: 9th February 2026

Monzo has genuinely changed the way I view money.

Monzo has genuinely changed the way I view money. I’ve always been known as tight with money, but Monzo’s budgeting tools lets me take that to a whole new level… I’ve actually saved money simply through the power of the targets feature, with individual categorisation of targets and predicted spending. It’s something you don’t get in any other banking app. Their flex credit card is a game changer too. I can move stuff over purchased prior on debit instantly over to Flex. It’s brilliant! The UI makes it so easy to see payments and instalments. You can even see how much interest it’ll have. I also like that you can set contactless limits, and you’re never caught out by forgotten direct debits or monthly payments, as it’s all there under scheduled payments. The little extras that come with the Perks plan definitely make it worth the cost and I’m a happy subscriber. I even have it set to instantly update my finance spreadsheet on google sheets. It’s modern, fresh, and actually changes your attitude towards money. Money is fun with Monzo. Thank you! Reviewed on: 9th February 2026

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