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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Making Money aMazing

5
Monzo has change my money management. Gone are the days of living in an overdraft. With Monzo and their fantastic features I now save monthly and have left the overdraft days behind. A massive saving in terms of money and stress! Thank you Monzo Reviewed on: 21st April 2023
Gav's avatar
Gav

Slick

5
Very slick interface, easy to use, however for use abroad it doesn't quite stack against my Starling with their fee free withdrawals. Reviewed on: 20th April 2023
Karan's avatar
Karan

best bank ever

5
I found Monzo the smartest bank ever Reviewed on: 20th April 2023
Anna's avatar
Anna

Easy, User-Friendly and Responsive

5
I joined Monzo 4 years ago, to use a card internationally for travel. It was meant to be a travel card but was so easy to use, transfer money across and instant payment notifications meant I transitioned my daily banking across to my Monzo account. The customer service team have always been quick, responsive and friendly. Reviewed on: 20th April 2023
Isabelle's avatar
Isabelle

Simplicity.

5
One of the most outstanding things about Monzo is it’s simplicity. Banking can be difficult and complicate but monzo has made everything so simple! Reviewed on: 17th April 2023
David's avatar
David

Amazing, in all aspects, great for travellers

5
I have a Monzo plus account which allows me to do so much more than the free account which includes things like having all my other accounts in the Monzo app, checking my credit score, creating extra cards for online use to keep my money safe as well as when I go abroad I know exactly how much I'm spending as it shows me the conversion straight in the app as soon as I pay for my shopping, with the added bonus of great conversion rates. The recent addition of sending money abroad with these great conversion rates is a great bonus to see. Reviewed on: 17th April 2023
Damian's avatar
Damian

Amazing bank!

5
Recommended many times, top-notch support Reviewed on: 17th April 2023
Shaun Moore's avatar
Shaun Moore

Easy saving and bill splitting

5
My main driver for Monzo was originally holiday bill splitting with many people... So easy for one person to pay and then just split a bill between everyone. I forget the convenience of it sometimes because I've been doing it so long. Roundups became a grate way to save without noticing too. You can multiplly it too. And with that and a few random end of the month underspends, were off on holiday with those savings! Never had to speak to anyone as I've never had an issue, and they've made everything so simple. Thank you Monzo for making personal finance so easy to deal with. Reviewed on: 16th April 2023
Darren Lepper's avatar
Darren Lepper

The Best!

5
Best bank I’ve ever had, I’d never switch! Reviewed on: 14th April 2023
Jack's avatar
Jack

Money made easy

5
Monzo have made a user friendly app to help to monitor and control your money. They incentivise joining with sign up and sign up a friend rewards. and make it super easy to send, split and request money with saved contacts from phone numbers make it really user friendly. Reminders, categorising and aesthetic display shows that Monzo have really focused on user experience and interface Reviewed on: 14th April 2023
Patrick Glackin's avatar
Patrick Glackin

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