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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Versatile banking

5
Monzo is great as it is extremely versatile and compatible to today's days. Not the usual banking system that still relies on old policies and makes its operations much slower. Reviewed on: 14th April 2023
Anonymous's avatar
Anonymous

Easy, convenient banking - isn't that what we all want?

5
Easy access, navigation and support. I have banked with Monzo for 2 years and wouldn't consider anyone else. Availability of day to day banking products is at a fingers touch, pots to split out spending, savings goals to monitor progress (or lack of it!), with simple application process for loans and overdrafts - what more could I ask for? Reviewed on: 14th April 2023
Lynne Gore's avatar
Lynne Gore

No nonsense and modern tech current account

5
Monzo accounts are quick to set up, don’t push other products on you, and have a top tier mobile experience offering. Reviewed on: 14th April 2023
Iain Logan's avatar
Iain Logan

Couldn't live without it

5
Monzo has made otherwise tedious banking tasks very smooth and I would not know what to do without it now. My partner and I have a joint account - we hardly ever have to discuss bills and payments as its all there on Monzo with comments and importantly - emojis :) Reviewed on: 14th April 2023
Don Corea's avatar
Don Corea

It's the bank that worked out how I want to bank

5
I joined Monzo a few years ago and it has honestly changed my life for the better. I used to fear logging into my bank account, because it was overly complicated, not intuitive and didn't put the customer at the forefront of the experience. It feels to me like Monzo got inside my head and offered an experience and products that I wanted (some things I didn't even know I needed). Their self-services is fantastic, it's easy to use and rare that you ever need to 'chat' to someone. Not only this, their social media is Reviewed on: 14th April 2023
Victoria Wilson's avatar
Victoria Wilson

Easy and contactable

5
Find tracking upcoming payments and use of pots to save really useful. I find quick responses whenever I need to get in touch. Reviewed on: 13th April 2023
Jake Seager's avatar
Jake Seager

Best banking experience

5
Will recommend to anyone that will listen, best banking experience, mobile interface, ux design and functionality I have had the pleasure of using. Monzo is setting the bar for the future of banking and technology. Reviewed on: 13th April 2023
Brogan Gauld's avatar
Brogan Gauld

Best bank!

5
I love Monzo, especially the 'pots' it really helps me split out my wages in to separate categories, for example, I have the following pots: Bills & Direct Debits, Spending, Saving, Petrol, Food Shop and Takeaways. It really helps me see where my money is going for the month, how much I'm spending and it helps me to save my money, because I've set myself a spending limit for each month! No bank comes close to helping me with these financial needs so hats off to Monzo for this! Reviewed on: 13th April 2023
Cody Lauren Darch-Lucas's avatar
Cody Lauren Darch-Lucas

It's the best

5
Simply the best bank around . All the innovative features you'd ever need Reviewed on: 13th April 2023
rdougs77's avatar
rdougs77

Good

5
Simple to usr and handy ti arnd money Reviewed on: 13th April 2023
Irfan Muhammed's avatar
Irfan Muhammed

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