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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Great and efficient bank

My experience is amazing no complains Reviewed on: 13th April 2023

Hight recommended.

I feel safe to put my money in Monzo as it allowed me to save while I spend. And it offered me ways to keep track of my spending and my savings. I am rest assured that my money is in good hands. Reviewed on: 13th April 2023

Best modern bank

Modern and fast app packed with features like money sending & receiving links, spend reminders and decent exchange rates. Reviewed on: 12th April 2023

Monzo saved my financial life

Monzo has been such a blessing to my financial life. Before my Monzo account I was spiralling into debt, not knowing how to manage my money. Fast ford to today - I have pots set up for all bills, feel completely in control and sleep so much better. Thankyou Monzo, the difference you have made to my life is something I can't even put into words Reviewed on: 12th April 2023

It's perfect

Monzo it's simple and that make it perfect. Reviewed on: 12th April 2023

Loads of features

The features packed into Monzo products are truly insane. Banking has come a long way since I first opened a bank account and I’m incredibly happy with all of Monzos products! It’s amazing for budgeting, predicting spending habits, saving, also spending easily overseas, transferring to foreign countries and the list goes on. It’s also making banking… FUN. A word I never thought I would associate with a bank. Reviewed on: 12th April 2023

What Banking should be

Ever since I opened a Monzo account, I've always been flabbergasted by how simple they've made banking. From instant payment notifications, to a super slack app ....why has none of the "traditional" banks ever thought of this? On top of everything, Monzo's customer service is amazing! Reviewed on: 12th April 2023

Monzo - a game-changer for those seeking a seamless and convenient banking application

As someone who had just arrived the country, Monzo was one of the few banks that allowed me to set-up a bank account with such ease. Moreover, Monzo allows for you to easily monitor your spending and separate into different categories. Everything you ever need is readily available through the app and if you encounter issues - you can simply contact an employee through the application and will get a response usually within a day. Reviewed on: 12th April 2023

Monzo

The best bank I never knew I needed Reviewed on: 12th April 2023

Very handy app, will grow

Excellent service that I am seeing grow volumes Reviewed on: 12th April 2023

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