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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great app / speed of transactions

5
Having moved to Monzo from Lloyds, it’s like a whole new world. The app is great, the pots help me budget, the tie in with transfer wise makes international payments simple and great value, getting paid a day early, the speed of transactions. Overall a brilliant experience and a world away from the old dinosaur banks Reviewed on: 13th April 2023
Alan Sibley's avatar
Alan Sibley

Best bank

5
best bank - would love to work for you! Reviewed on: 13th April 2023
Kristine's avatar
Kristine

A superhero bank

5
The products and services this bank offers does not compare to anything else out there. I have been a monzo customer for years and love every inch of them. Thank you for creating an ADHD friendly bank that covers all the bases. Well, ALMOST all the bases. I just really NEED that neon pink card. I deserve that, surely? Reviewed on: 13th April 2023
Kate Ne0n's avatar
Kate Ne0n

Easiest Bank to Deal with

5
Honestly a godsend - queries dealt with timely, fairly. Transaction notifications keep you updated & no waiting in queues or irritating hold music! Reviewed on: 13th April 2023
Gina's avatar
Gina

Super speedy response

5
Brilliant service never had an issue with my online banking Reviewed on: 13th April 2023
Dee's avatar
Dee

Best bank experience in years, helped me saved money!

5
Monzo has been the best bank experience as they do everything they can to make you better with your money instead of just profiting from your money and asking you to kiss the ring in the process. Their pot system with rounding payments and paying bills from pots have allowed me to pay for our yearly holiday in France (using the rounding amount) and save money by putting aside money for all my bills, so what is left in my account is solely for day to day cashflow. Asking and giving money to friends or colleagues is a breeze and a very social experience (a few years back I even had a long exchange with a good friend, sending each other messages with £0.1) They have influenced many other banks trying to catch up with them. They are the Apple of the bank industry, setting trends and raising the bar of customer experience. Reviewed on: 13th April 2023
Thomas Michalak's avatar
Thomas Michalak

Best app ever

5
UI/UX is the best, customer service is the best, flex is the best, premium is the best - it's just the best app ever Reviewed on: 13th April 2023
Liam Hall's avatar
Liam Hall

Banking has never been easier

5
Easier been never has banking. Yes, ive never been good at writing. But Monzo, 10/10 Stars would recommend. Reviewed on: 13th April 2023
GC1996's avatar
GC1996

The only bank that cared

5
Moving to the UK during the pandemic was a challenging one. Unable to open an account meant my family and I were not able to rent, receive an income or transact any business. After a few weeks of failed attempts to register with traditional banks, a colleague recommended Monzo. The signup process was super easy that we were all setup in a matter of mins. Since then I have opened other accounts with traditional banks and have had time to compare. Looking back, it was a waste of time opening those other accounts, as Monzo provided much more features than the others. I love the pots feature so much! It makes budgeting a breeze! I also enjoy the benefit of Monzo Flex which makes having a credit card redundant. Thank you Monzo for making my move to the UK possible as you were there when no one else cared. You are certainly the best bank for me. Reviewed on: 13th April 2023
Omari Bogle's avatar
Omari Bogle

Easy to Use

4
Easy to use for small everyday banking. Probably wouldnt trust it for large amounts of money given online reviews of their customer service Reviewed on: 13th April 2023
Eddy Sullivan's avatar
Eddy Sullivan

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