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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is the best bank in every way.

5
I used to bank with Barclays but now I use Monzo. Their app is easy to use and makes sense of all my finances. Saving with “pots” has changed my life. Reviewed on: 27th April 2023
Chris Lowe's avatar
Chris Lowe

I was never good with money until...

5
I got Monzo, being able to view my usage on my phone has been instrumental in building good habits of use. Monzo helps me save, helps me secure my money with pots and makes spending easy at the same time. Honestly if you're not looking at Monzo as a leader in mobile banking you're probably doing something wrong! Established banks should be worried! Reviewed on: 25th April 2023
Loz's avatar
Loz

Brillant

5
Due to closure of my previous online provider I did a little research and moved over to Monzo. A seamless transition, with all the tools at your finger tips to manage your account. I recommend regularly to friends and family. Reviewed on: 25th April 2023
Matt Ruscoe's avatar
Matt Ruscoe

Great personal banking

4
Best personal bank experienced so far. Reviewed on: 24th April 2023
Mehdi Chaibi's avatar
Mehdi Chaibi

Great Bank

5
Monzo is the best bank and has got the best app amongst all banks Reviewed on: 24th April 2023
Joel Rocha 's avatar
Joel Rocha

Simple, how banking should be!

5
Extremely easy, clear, presentable and modern for a 21st Century bank! Reviewed on: 24th April 2023
Greg Davies's avatar
Greg Davies

Makes budgeting simple

5
The interface is sleek and intuitive. Pots makes it simple to separate money for different things e.g. bills, emergency funds, holiday and Christmas. Reviewed on: 24th April 2023
JoeBlog's avatar
JoeBlog

Love it

5
I have a Monzo current account since it was in Beta version. Since then I love it. The pink attracts good attention especially abroad where people are not used to it. Reviewed on: 23rd April 2023
Adina's avatar
Adina

Best banking app for saving and budgeting

5
Moved to Monzo and was impressed at all the features it has for saving and budgeting - by far the best I've ever used! Reviewed on: 23rd April 2023
Will Garton's avatar
Will Garton

Scam

1
Worst bank. Freezing account. No customer care service at all Reviewed on: 22nd April 2023
RINU ABE's avatar
RINU ABE

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