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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

THE BEST BANK

Who doesnt love monzo! Its the best most user friendly bank ever Reviewed on: 11th April 2023

Business & Personal Satisfaction!

I have a business and personal current account with Monzo, not to mention the handy pots and metal cards! Keep being fabulous Monzo! Take them high street banks by storm ♥️ Reviewed on: 11th April 2023

Best App for Students

I was first introduced to Monzo nearly 5 years ago and have never switched providers. Always improved their services and UI/UX design - still using it through my post-grad! Reviewed on: 11th April 2023

MONZO is the BEST!

From UI/UX to customer support and everything and anything in between MONZO does an outstanding job! I can't think of anyone else deserving this award more.. Reviewed on: 11th April 2023

Changed my view of banks

Simple, easy and helpful. Banks offer financial services so why settle for a poor customer service. Monzo fixes this Reviewed on: 11th April 2023

Since the invite only days

I have been a Monzo customer since the early days when they were so secrete you could only join by invite. I haven't consider any other options since. Their banking operations for current accounts is very efficient, versatile and convenient. Reviewed on: 11th April 2023

A bank like no other

Since I got my Monzo Account, I've moved away from every other bank I had an account with. Monzo have been great for my Joint Account with my girlfriend to using it abroad. Never had an issue with them at all. Reviewed on: 11th April 2023

Exceptional vulnerable customer service

As a vulnerable customer. I don’t see Monzo as my bank, I see them as an extension of my family. They are so supportive. Their advisors are compassionate, caring and understanding of personal needs and requirements. I could not function without them and I can never thank them enough Reviewed on: 11th April 2023

Great bank overall

We use Monzo for our day to day activities and it is where we have our joint accounts, and I have never had an issue with them at all. Great service and professionalism overall. Reviewed on: 11th April 2023

Everything I need & More

Since signing up to be on the waitlist for a Monzo account, I have been nothing short of impressed by Monzo’s product and services. Monzo is a brand that I have grown to love, and one that I’ll recommend to anyone who is willing to listen to the endless list of reasons as to why it’s the only account you need! The features in my account app have improved over the years, making my life easier. Monzo has reduced awkward money conversations by app functionality and made boring/scary finance ‘life admin’ fun and more manageable. It is everything I need and more. Reviewed on: 11th April 2023

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