Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18378 reviews)

View other Monzo products

4.93

Based on 18,378 reviews, last reviewed 8th Mar 2026

37833% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Been with Monzo for just over a year now love the ap... Been with Monzo for just over a year now love the app and it's features the most and have set my kids up with under 16 accounts too, it's great Reviewed on: 8th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18378)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

Monzo is so easy to use day to day.

Monzo is so easy to use day to day. Great saving incentives. If you do have a query or problem customer care is brilliant . Reviewed on: 9th February 2026

Best Bank ever!

Best Bank ever! Highly recommend to anyone in search of a new current account. Reviewed on: 9th February 2026

The best baking app ever with user friendly and lot...

The best baking app ever with user friendly and lot more features. Reviewed on: 9th February 2026

I can't fault Monzo - they make managing money a lot...

I can't fault Monzo - they make managing money a lot easier. I love the 1p every day money saving challenge, the different pots you can create to save money for different things and the cash back offers they generate on certain companies. I have never had a problem with Monzo and always encourage people to use. Reviewed on: 9th February 2026

Enjoy the perks and features such as the penny savin...

Enjoy the perks and features such as the penny savings challenge Reviewed on: 9th February 2026

Student Honest Review

I joined Monzo to help see where I spend my money and it’s helped me put money aside in my ISA and plan my finances each month without overspending!! Reviewed on: 9th February 2026

I am an investor in Monzo from the kickstarter launc...

I am an investor in Monzo from the kickstarter launch and use them all the time and I tell everyone about how amazing they are! Love being part of a bank that has a personality as well. I have a business count, joint account and will open a young account when my son is 6 this year. Love it Reviewed on: 9th February 2026

They make my life easy.

They make my life easy. Banking made very straight forward. Reviewed on: 9th February 2026

Monzo’s current account enables me to manage my mone...

Monzo’s current account enables me to manage my money in an easy, interactive and secure way, with plenty of unique features that put them miles ahead of high street banks. The app is intuitive, the customer service team is easy to deal with and they use easy to understand language that breaks down barriers between banks and those with little financial literacy. Reviewed on: 9th February 2026

Monzo, a great bank!

Been with Monzo for over a year now and its been 100% positive experience. The app is easy to use. Have since added savings and flex. All great Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Plus Account
from TSB 3.86 from 173 reviews
ufirstgold Account
from Ulster Bank 4.27 from 5 reviews
Silver Account
from TSB 2.71 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 820 reviews
Savings
from Monzo 4.97 from 232 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub