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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Fantastic account!

Love using monzo, especially when abroad. Reviewed on: 11th April 2023

User friendly, data driven insights

It’s one of the best customer centric banks made for the next generation users. It’s simple, clear and transparent. Offers nice services, can’t complain. Reviewed on: 11th April 2023

Monzo Review

Love monzo, great for creating separate pots to manage money. Split pot and tabs and very good for shared accommodation. Reviewed on: 11th April 2023

Don't know what I would do without monzo

The best bank out there, the user interface is easy to understand, saving pots are amazing and I love the total additional of all of your spend throughout the day. It allows me to budget my money WAY better Reviewed on: 11th April 2023

Excellent, simple and more benfits than you can shake a fist at.

My switch to Monzo has been hugely beneficial, predominantly around my own money saving. Traditional banks were just giving me one number, my balance, and telling me nothing about what was actually happening with my account. Since my switch to Monzo, my finances have NEVER been healthier and I have their analytics tools to thank for that! I couldn't recommend these guys more. Reviewed on: 11th April 2023

It changed my financial life

When I first got a Monzo current account I was living each month payslip to payslip with literal pennies left in my account. With the tools of the Monzo current account I managed to get myself out of a hole and start saving while being able to live reasonably well. I can’t see myself ever switching away from Monzo and even for those not needing help budgeting, I would advise to get a Monzo account. Reviewed on: 11th April 2023

Best banking experience

I have been with a legacy bank provder for years, but Monzo is a completely different level of experience and value for users. Even as the legacy banks try to copy their tools, they don't do it anywhere near as effectively. Reviewed on: 11th April 2023

The best

Very customer centric human bank, sleek interface and make it easier to save money, pay friends, open joint accounts. Also great cash ISA interest rate. Love the company and their ethos. Reviewed on: 11th April 2023

Most user-friendly and life-friendly bank account

Tailored to real human beings and their needs, so many different features and options to offer flexibility and tailor your bank account to how you need it. I also use Monzo business for my business. Reviewed on: 11th April 2023

Monzo is the best

I am constantly telling my friends and family about Monzo and how easy it is to use. I much prefer it to other banks I have been with and love the budgeting and categorisation features. Reviewed on: 11th April 2023

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