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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great

Been a Monzo premium member for quite a while and it has been amazing the ability to collect my wages a day or so earlier helps me to put my money into pots and see my monthly breakdown. The security approvals feature gives piece of mind. Reviewed on: 10th April 2023

Monzo are a wonderful customer experience focused bank

I’ve only had great experiences with monzo, their customer service representatives can’t do enough, I’ve never once found the “online bank” to be an issue or offer anything less than a high street bank, monzo is just a great bank to be with! Reviewed on: 10th April 2023

Best Online Bank I've Used

Great app features, different account levels which include different features and benefits. Would strongly recommend Reviewed on: 9th April 2023

Simple, efficient and user friendly

I used Monzo for just over a year and I have been a fan of them since. They were perfect for using overseas and did not require any heavy paperwork to set it up. I have had no issues with them since my opening. The app is fantastic and allows easy usage and up to date transactions and also includes the differences in rates between foreign currencies. Simply put, I am extremely satisfied. Reviewed on: 9th April 2023

That's great friendly & easy to use

my card security was compromised once they replace my card quickly. Thanks to MONZO Reviewed on: 9th April 2023

Best bank ever thank you monzo

Monzo is the best bank so far that I have use thank you monzo for keeping my money safe Reviewed on: 9th April 2023

The best bank

For me monzo is the best account is to easy to use Reviewed on: 9th April 2023

Money control

Current account is easy to manage and transfer when required Reviewed on: 9th April 2023

Are you using Monzo yet? You should be!

Best bank out there bar none. I hope to see it expanded to the rest of Europe. Reviewed on: 9th April 2023

Best bank

Absolutely vest bank by far perfect for budgeting Reviewed on: 9th April 2023

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