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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Outstanding!

I was with Barclays for years, and a good customer. Refused me a business account so on recommendation I switched my personal and business to monzo and it was the best thing I've done this year. Extremely helpful, far more flexible, and any issues dealt with immediately including fraudulent activity. Would 100% recommend! Reviewed on: 9th April 2023

Easy Banking

Monzo is a straight forward bank that can help you with various banking needs. From current accounts, encouraging you to save, budgets, business and much more. You have the flexibility and ease to access your cash and move money - even to split the bills with your friends. Reviewed on: 8th April 2023

Never any problems

I read lots of places people have issues but I’ve always had no issues and are transparent Reviewed on: 8th April 2023

Monzo is Magnificent!

Amazing business and even better customer service! Quick & helpful when resolving issues! Reviewed on: 8th April 2023

The best

Best banking app and service in the world Reviewed on: 8th April 2023

Superb mobile app

Outstanding bank & digital services Reviewed on: 8th April 2023

5*

Been with Monzo for years never had any issues. Would highly recommend Reviewed on: 8th April 2023

Excellent for me

Excellent for me. Simple and complete. Reviewed on: 8th April 2023

Amazing app

I like so much UX and UI in the app Reviewed on: 8th April 2023

Great customer support

Fantastic and awesome response to customer needs and also rendered unmeasurable and unquestionable support to customers Reviewed on: 8th April 2023

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