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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Effortless Banking

Effective and efficient, banking made easy both home and abroad Reviewed on: 8th April 2023

Amazing bank

I have always been a big fan of Monzo. Their customer service is quick and they’re always supportive and helpful. Their products are great and always going with modern ways! Reviewed on: 8th April 2023

Definitely

Excellent You know exactly where you are with your money Reviewed on: 8th April 2023

Excellent and easy banking

I have found monzo very user friendly and the app works wonderfull. I can have money a day before iys arrival time which is a very great thing and different. Reviewed on: 8th April 2023

Fantastic card

Love my Monzo card. It’s accepted round the world and it saves me carrying cash No charges for currency rates is a bonus Reviewed on: 8th April 2023

Easy and convenient

Love Monzo great for travel and commuting Reviewed on: 8th April 2023

Amazing

I love Monzo. Originally I got an account to use whilst travelling but soon made it my main account. The features are amazing, there isn't one thing I'd change Reviewed on: 8th April 2023

The best

Monzo is an easy account you kee track of everything, their customer service is excellent they always get back to you about your issue. You have the option of opening little pots to save money for holidays, bill etc. also have the overdraft option aswell as the option to flex your payments from 3 months to 12 month. All in all great back to be with. Reviewed on: 8th April 2023

Excellent virtual banking

Excellent banking facilities by monzo bank such as international transaction, and ATM availability for international use. Hats off to team Monzo Reviewed on: 8th April 2023

The best service

Best service inside and outside UK and very nice app to control your account Reviewed on: 8th April 2023

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