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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I have no problem when I'm spending money I have no problem getting a loan I think it's the best bank that has giving me a lot of movement

It has helped me build my credit and give me a very good response in whatever I want to do Reviewed on: 7th April 2023

Excelente

Excelente tarjeta y excelente aplicación. Super recomendable. Puedes sacarla sin ningún problema. Y no es necesario que seas residente de UK :) Reviewed on: 7th April 2023

Nice customer service

Very helpful and quick to respond with any struggles Reviewed on: 7th April 2023

Best

Amazıng online bank and the best easy to use as well Reviewed on: 7th April 2023

Best bank

Best bank I have ever used to the point where it has now become my only bank. The ease of use of the UI and features of the bank making it unriveled as the best bank available right now Reviewed on: 7th April 2023

They are Great!

Total hassle free, feel like you’re in control of you money at all times! Reviewed on: 7th April 2023

The future of banking

Great bank, really useful tools and great for budgeting. I’d recommend monzo to anyone who wants an up to date, modern bank with the best tools for handling and tracking your money. Reviewed on: 7th April 2023

Excellent app

Monzo app is very good and covers so much more than those of other banks Reviewed on: 7th April 2023

Best bank app

Monzo by far is the best banking apping system out there to date. I love monzo as it automatically tells you what youve spent on a daily basis and and what you have to use till the end of the month. Pretty much everything you need in on one app. If you dont have monzo then your missing out, recommend to use all. Reviewed on: 7th April 2023

1st class bank

Superb,easy to use,adaptable & totally safe. Reviewed on: 7th April 2023

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