Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing features

The features of the app and current account are great. Categorisation is easy, paying bills is a breeze Reviewed on: 6th April 2023

Best bank!

From pots, to monthly reviews and more, Monzo is an amazing bank !! Has everything you need and plenty of support Reviewed on: 6th April 2023

The best online banking

The app is very easy to use it has loads of features that you can use from the app as well I had a perfect experience with Monzo I would highly recommend anyone else to open the account with them and see the difference Reviewed on: 6th April 2023

Everyones bank

Simple, easy to use. You dnt feel like you are doing banking. App is so simple and easy to use. I call it everyone’s bank. I always recommend to my friends and family. Monzo is amazing. Reviewed on: 6th April 2023

Best Bank!

I love my Monzo account and the control and visibility it gives me with my money. Their app is excellent and easy to use. Reviewed on: 6th April 2023

The best and the fastest banking app i have ever used

Finally an easy to use, all in one product - being developed for the average person. Reviewed on: 6th April 2023

Great bank

So easy to use and deal with Reviewed on: 6th April 2023

Amazing bank and service

Always there to help and brilliant customer service. Easy app to use and navigate such a different bank to others Reviewed on: 6th April 2023

Easy to open an account,user friendly application.very recommendable to family and friends

Easy steps to open the account and fast in providing bank cards. Reviewed on: 6th April 2023

First bank that I can say actually care

Love Monzo, really flexible to use abroad. Every time I’ve had any financial issues they’ve been great with setting up plans that cater to me and help me get back on track as oppose to just draining me of overdraft fees. Really easy to contact, super modern, friendly relatable staff and just overall a nice experience every time I need to speak with them. I feel like Monzo is a bank that has moved with the times and continues to do so. Reviewed on: 6th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plus Current Account
from The Cumberland 4.92 from 39 reviews
Silver Account
from TSB 4.06 from 4 reviews
Choice Current Account
from Danske Bank UK 3.64 from 22 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub