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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17735 reviews)

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4.92

Based on 17,735 reviews, last reviewed 9th Feb 2026

25100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

User friendly, great customer service. User friendly, great customer service. Reviewed on: 9th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17735)

Review of the Monzo, Current account:

Budgeting Heaven

I have been a customer with Monzo for around 3 years. It has helped me a lot with my budgeting and money management! This is smart banking. Loved it so much I became an investor! :) Reviewed on: 13th April 2021

Would recommend to anybody!

Never had any issues, everything is always seamless, the app interface is second to none and it has helped me budget/change my financial outlook greatly. Would have no hesitation in recommending it to friends and family. Reviewed on: 9th February 2026

Not only have I loved my current account, I’ve added...

Not only have I loved my current account, I’ve added a joint account, credit card and business account too. Amazing service Reviewed on: 9th February 2026

Always give great support with any discrepancies

Always give great support with any discrepancies Reviewed on: 9th February 2026

No fuss bank.

No fuss bank. Excellent bot sorts out issues quickly online. Smart tailored app. Makes saving easy peasy. Reviewed on: 9th February 2026

Brilliant bank- does everything!

Brilliant bank- does everything! Investments, pots, savings, ISAS, round ups, overdrafts! really helpful in the cost of living crisis. I pay for Monzo max which was cheaper than my previous provider and has perks - freebies every month just for using their insurance services. Reviewed on: 9th February 2026

Super modern banking experience

Super modern banking experience with lots of features. Reviewed on: 9th February 2026

Great Bank

Monzo is a very easy bank to be part of, the app is interactive informative and offers tips and tricks for saving and budgeting I have a business account, savings and a credit card with them. All of which are equally as good. Reviewed on: 9th February 2026

Good service no issues.

Good service no issues. Use there perks and benefits often. The savings features is really good, 1p saving challenge recently ended for me so was £600 I didn’t expect. Use the split a bill feature with friends all the time. Reviewed on: 9th February 2026

Been using Monzo fully for nearly a year now and had...

Been using Monzo fully for nearly a year now and had no issues, customer service is excellent, having Monzo has helped me with saving money well. Highly recommended bank Reviewed on: 9th February 2026

Highly recommend

Super easy to use and understand. Good customer service. And I hope couple of issues with travel companies and they were great at resolving it. Reviewed on: 9th February 2026

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