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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18200 reviews)

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4.93

Based on 18,200 reviews, last reviewed 28th Feb 2026

48000% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been great for savings and convenience, ca... Monzo has been great for savings and convenience, cannot recommend it enough Reviewed on: 28th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18200)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

Super modern and easy to use.

Super modern and easy to use. I enjoy all the perks they have to offer and being able to get my paycheck a day early is super useful. Reviewed on: 23rd February 2026

your money is securely

your money is secure..i love the saving pot and saving challenge Reviewed on: 23rd February 2026

Fantastic account with great benefits!

Fantastic account with great benefits! Reviewed on: 23rd February 2026

Changed to Monzo and never looked back.

Changed to Monzo and never looked back. This is what banking should be. I’ve never felt more on top of my finances! The tips and tools I now have to save, spread and diversify my money is amazing. Can’t recommend Monzo enough. Reviewed on: 23rd February 2026

Excellent Customer Care Services

Monzo bank has an excellent customer care services that addresses every bit of the customer's concerns without leaving any stone unturned. Reviewed on: 23rd February 2026

Love the no hassle service from Monzo, everything in...

Love the no hassle service from Monzo, everything in one place and excellent for managing your money. Reviewed on: 23rd February 2026

Excellent service, easy to use and see purchases and...

Excellent service, easy to use and see purchases and balances Reviewed on: 23rd February 2026

A great bank

Been with Monzo since their early days even before the name Monzo. Great bank, great features and highly recommend Reviewed on: 23rd February 2026

Just a great bank.

Just a great bank. Everything is clear and simple and easy to use. Reviewed on: 23rd February 2026

Loads of great features in a customer focused bank

A great interface, security features that genuinely make me feel like my money is safe (better than other banks I’ve used), very easy to interact with services, and great additional products such as the mortgage tracking function. Reviewed on: 23rd February 2026

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