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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Simple to use app with convenient budgeting features.

4
Excellent app and customer service, I often make use of the budgeting features. Having instant access to my account and instant notifications of spending has made my money stress disappear. Reviewed on: 30th March 2023
Benjamin Charlton's avatar
Benjamin Charlton

Best app in banking

5
Love the ux and feel my money is safe Reviewed on: 28th March 2023
Samuel Hessinger's avatar
Samuel Hessinger

Easy and secure bank

5
I had a problem once with my account being hacked, and the Monzo customer service team was super helpful and quick to solve the problem and refund my stolen money Reviewed on: 28th March 2023
Anthony Jones's avatar
Anthony Jones

Simple and popular

5
So easy and all my friends use it too. Clarity of content, transparency of remit and brand image all positive Reviewed on: 28th March 2023
patrick strange's avatar
patrick strange

Best bank ever and easy to use

5
I have been a Monzo user since 2017, and I have not looked back since. Love how easy the app is to use. Easy to understand, quick and reliable. Banking with Barclays was a nightmare in comparison. Reviewed on: 28th March 2023
Giacomo Bertozzi's avatar
Giacomo Bertozzi

Easy to use and friendly app

5
Super clear and concise and help is always at hand when needed. lots of nice features and feel like I use the majority of them which I wouldn’t say for many other banks I’ve previously been a part of Reviewed on: 28th March 2023
Will Strange's avatar
Will Strange

Easy banking

5
Monzo allows you allocate different pots of money to your different expenses. I love how easy Monzo makes it to transfer money to friends that have the app and create tabs to share expenses Monzo has kept up to date with current needs and also offers saving accounts with very appealing interest rates. Reviewed on: 28th March 2023
Juan Mertel Morillo's avatar
Juan Mertel Morillo

Simple. Smart. Spectacular.

5
When it comes to banking in the UK, one simply cannot go wrong with Monzo. Easy to use, no hidden fees and incredibly efficient. It only took me a matter of minutes to get an account suited to my requirements and took no time for the card to arrive too, it actually came earlier than they said it would - now if that’s not efficient then I don’t know what is. I’d highly recommend and have already recommended to a handful of people. Reviewed on: 26th March 2023
Ashley's avatar
Ashley

Glad I signed up

5
Fantastic easy to use app, it’s been great to quickly transfer money to my daughter Reviewed on: 25th March 2023
Steve's avatar
Steve

Great app

5
So easy to use, helps me save money. Great place to store savings. Reviewed on: 25th March 2023
Eva's avatar
Eva

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