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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Great online bank

5
Brilliant easy to use, great app. Reviewed on: 30th March 2023
Dayne Afc Stretten's avatar
Dayne Afc Stretten

Great digital bank, no-nonsense banking

5
There's absolutely not reason to compromise with a high street bank. Monzo's service is fantastic Reviewed on: 30th March 2023
Yar Winter's avatar
Yar Winter

I love Monzo, it's the best bank app

5
Makes thing easy and life great when it comes to banking. Amazing customer service and super user friendly. Reviewed on: 30th March 2023
Em's avatar
Em

Excellent all round

5
Really good current account with lots of options. Very easy to manage and always getting better. Reviewed on: 30th March 2023
David Parker (artful)'s avatar
David Parker (artful)

My fave banking

5
I have been with monzo for years now. I love being able to access my money earlier which has come in handy in emergencies and being able to keep track of where my money is being spent. The customer service has always been fast responding and prompt to fix issues. Reviewed on: 30th March 2023
Courtney Ellis's avatar
Courtney Ellis

Just perfect

5
As a new customer, monzo was the first bank which trusted me and gave me the overdraft and flex offer. Reviewed on: 30th March 2023
Sami's avatar
Sami

Brilliantly flexible

5
Great for separating into pots and savings. Reviewed on: 30th March 2023
Paul's avatar
Paul

Easy to use app

5
App is great, easy to use and transparent. Reviewed on: 30th March 2023
P's avatar
P

Best Bank Ever

5
Great app, fabulous easy to use features. Pots are a game changer in managing my budget Reviewed on: 30th March 2023
Lisa2550's avatar
Lisa2550

Great app and easy to use

5
Great app and easy to use. Highly recommend. Reviewed on: 30th March 2023
Conor M's avatar
Conor M

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