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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Not great - Starling is better

3
I closed my account as it was not even close to how good Starling is Reviewed on: 1st April 2023
Oliver's avatar
Oliver

Simply The Best!

5
I've been with Monza since it was essentially just a travel card. I signed up immediately when they announced current accounts and have converted several friends and family members to switch. Monzo is the ONLY bank I've ever advocated for and I get second-hand pride watching them grow from strength to strength. In my opinion they've revolutionized modern banking in the UK and deserve every award going. Reviewed on: 31st March 2023
Alecia Barnes's avatar
Alecia Barnes

Incredible for a bank

5
Monzo stands out to me as one of the best banks in the UK - between having an easily understood app/structure, prompt at responding to customer needs, and their outstanding interest rates on Pots with round-up features, it's definitely a must-have, especially for those looking to keep separate budgets in "pots". Reviewed on: 31st March 2023
Rhys Dav's avatar
Rhys Dav

Money making sense

5
Pots are life. I always know exactly what is where and budgeting is a breeze. Great customer service via chat when needed. Pots and chat is all I need in a modern bank! Reviewed on: 31st March 2023
Tee's avatar
Tee

Flexible spending account

5
Use monzo as my daily spending account. Makes budgeting easy by setting limits and sorting categories of spend Reviewed on: 31st March 2023
Alex's avatar
Alex

Great Stuff, as always Monzo

5
One of the first smart bank accounts I opened, still leading in their design and functionality. I subscribe to premium and won't look back! Reviewed on: 31st March 2023
George Drenon's avatar
George Drenon

Easy as pie

5
Simple and intuitive interface. Great Customer service in chat Reviewed on: 31st March 2023
Gian Paolo Ilari's avatar
Gian Paolo Ilari

Great banking app

5
Love Monzo as you see transactions instantly, keeps me in control of my spending Reviewed on: 30th March 2023
Maureen Doherty's avatar
Maureen Doherty

Friendly and very helpfukl

5
Very helpful staff and friendly. Reviewed on: 30th March 2023
Nigel Patrics's avatar
Nigel Patrics

Great app

5
Great app and easy signup, could offer better savers Reviewed on: 30th March 2023
Liam's avatar
Liam

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