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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best bank ever and easy to use

I have been a Monzo user since 2017, and I have not looked back since. Love how easy the app is to use. Easy to understand, quick and reliable. Banking with Barclays was a nightmare in comparison. Reviewed on: 28th March 2023

Easy to use and friendly app

Super clear and concise and help is always at hand when needed. lots of nice features and feel like I use the majority of them which I wouldn’t say for many other banks I’ve previously been a part of Reviewed on: 28th March 2023

Easy banking

Monzo allows you allocate different pots of money to your different expenses. I love how easy Monzo makes it to transfer money to friends that have the app and create tabs to share expenses Monzo has kept up to date with current needs and also offers saving accounts with very appealing interest rates. Reviewed on: 28th March 2023

Simple. Smart. Spectacular.

When it comes to banking in the UK, one simply cannot go wrong with Monzo. Easy to use, no hidden fees and incredibly efficient. It only took me a matter of minutes to get an account suited to my requirements and took no time for the card to arrive too, it actually came earlier than they said it would - now if that’s not efficient then I don’t know what is. I’d highly recommend and have already recommended to a handful of people. Reviewed on: 26th March 2023

Glad I signed up

Fantastic easy to use app, it’s been great to quickly transfer money to my daughter Reviewed on: 25th March 2023

Great app

So easy to use, helps me save money. Great place to store savings. Reviewed on: 25th March 2023

Monzo - Excellent

Easy to use app, pots with great savings rates...what more could i want! Reviewed on: 25th March 2023

Loving monzo

Recently got it to use abroad and considering using it as my main account. So simple to set up and use! Love the savings pots too Reviewed on: 25th March 2023

Best Bank

Love this bank. Everything is so easy. Banking made easy and even with travel it's great to have access to it abroad Reviewed on: 25th March 2023

Monzo is perfect all people should think of switching to Monzo

It’s perfect I got my refund when something went wrong and there services are perfect Reviewed on: 24th March 2023

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