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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

My fave banking

I have been with monzo for years now. I love being able to access my money earlier which has come in handy in emergencies and being able to keep track of where my money is being spent. The customer service has always been fast responding and prompt to fix issues. Reviewed on: 30th March 2023

Just perfect

As a new customer, monzo was the first bank which trusted me and gave me the overdraft and flex offer. Reviewed on: 30th March 2023

Brilliantly flexible

Great for separating into pots and savings. Reviewed on: 30th March 2023

Easy to use app

App is great, easy to use and transparent. Reviewed on: 30th March 2023

Best Bank Ever

Great app, fabulous easy to use features. Pots are a game changer in managing my budget Reviewed on: 30th March 2023

Great app and easy to use

Great app and easy to use. Highly recommend. Reviewed on: 30th March 2023

Simple to use app with convenient budgeting features.

Excellent app and customer service, I often make use of the budgeting features. Having instant access to my account and instant notifications of spending has made my money stress disappear. Reviewed on: 30th March 2023

Best app in banking

Love the ux and feel my money is safe Reviewed on: 28th March 2023

Easy and secure bank

I had a problem once with my account being hacked, and the Monzo customer service team was super helpful and quick to solve the problem and refund my stolen money Reviewed on: 28th March 2023

Simple and popular

So easy and all my friends use it too. Clarity of content, transparency of remit and brand image all positive Reviewed on: 28th March 2023

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