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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Decent bank

5
Very reliable and versatile and overall good bank would recommend to someone else Reviewed on: 3rd April 2023
isa4321's avatar
isa4321

Love it

5
Best bank ever , fun to use , I enjoy use it and I trust it Reviewed on: 3rd April 2023
Aneliya 's avatar
Aneliya

Everything is perfect

5
Every single feature Monzo has released has been perfect!! Their app is intuitive and even if you struggle to find a feature their chat function is quick and friendly and you can resolve any issue with zero frustration. Reviewed on: 3rd April 2023
Sandra's avatar
Sandra

brilliant banking app

5
Monzo is so easy to use and I highly recommend Monzo to anyone Reviewed on: 3rd April 2023
Jack Girling's avatar
Jack Girling

Outstanding banking service

5
When I first joined Monzo it felt like a fresh banking app which was exactly that. Over the years Monzo and the features that come with using the app has made banking and keeping track of money easy. It feels as though with being a younger as well as an online bank it appeals to the younger and more internet savvy generations. The staff are helpful and you can communicate effortlessly with them through the app. Reviewed on: 3rd April 2023
Pete Jones's avatar
Pete Jones

Good bank

4
Good bank. High interest saver pot useful. Reviewed on: 2nd April 2023
Chris Rhodes's avatar
Chris Rhodes

Love this bank

5
I simply love this bank, everythink about it is great. The app the notifications the spending abroad it’s all amazing Reviewed on: 2nd April 2023
Jamie J's avatar
Jamie J

Great Bank

5
Monzo is easy to use and flexible to transact with. Reviewed on: 2nd April 2023
Pius Muyiwa Osuntoyinbo's avatar
Pius Muyiwa Osuntoyinbo

Great bank

5
Great bank which is straight to the point and extremely easy to use Reviewed on: 1st April 2023
Connor Andrew's avatar
Connor Andrew

Ultra slick app

5
Shame they don't pay interest because there are new kids on the block that do Reviewed on: 1st April 2023
Patrick Hoyle's avatar
Patrick Hoyle

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