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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Flexible spending account

Use monzo as my daily spending account. Makes budgeting easy by setting limits and sorting categories of spend Reviewed on: 31st March 2023

Great Stuff, as always Monzo

One of the first smart bank accounts I opened, still leading in their design and functionality. I subscribe to premium and won't look back! Reviewed on: 31st March 2023

Easy as pie

Simple and intuitive interface. Great Customer service in chat Reviewed on: 31st March 2023

Great banking app

Love Monzo as you see transactions instantly, keeps me in control of my spending Reviewed on: 30th March 2023

Friendly and very helpfukl

Very helpful staff and friendly. Reviewed on: 30th March 2023

Great app

Great app and easy signup, could offer better savers Reviewed on: 30th March 2023

Great online bank

Brilliant easy to use, great app. Reviewed on: 30th March 2023

Great digital bank, no-nonsense banking

There's absolutely not reason to compromise with a high street bank. Monzo's service is fantastic Reviewed on: 30th March 2023

I love Monzo, it's the best bank app

Makes thing easy and life great when it comes to banking. Amazing customer service and super user friendly. Reviewed on: 30th March 2023

Excellent all round

Really good current account with lots of options. Very easy to manage and always getting better. Reviewed on: 30th March 2023

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