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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

So easy

5
The app is the best thing on this planet mate Reviewed on: 3rd April 2023
Kolapo Agoro's avatar
Kolapo Agoro

Simple and easy

5
I love the way they introduce banking system to send money internationally which is easy and fast Reviewed on: 3rd April 2023
Hardeepsingh Amarsingh Badwal 's avatar
Hardeepsingh Amarsingh Badwal

Customer focused

5
They are responsive, easy to use and brilliant for organising your money. Customer service is really good and they keep changing Ming up with new features that customers actually want. Reviewed on: 3rd April 2023
Geraldine Gilmour's avatar
Geraldine Gilmour

Banking

5
Easy to use getting paid early no charges for using abroad Reviewed on: 3rd April 2023
Sally 's avatar
Sally

Brilliant

5
I love Monzo. It helps me budget and also the pot of change is a great way to add a little savings. Flex is also fab. We all use Monzo now so we can split hills etc with so much ease Reviewed on: 3rd April 2023
Gaia Bursell's avatar
Gaia Bursell

Best way to save

5
I find the savings pots that you can make so helpful when trying to save up for something. Being able to divide your funds into pots, and be able to pay directly from them, is so helpful, especially given the cost of living crisis. The app itself is also very easy to use, and makes things simple in comparison to other banks and the contestant drastic changes they may make. Reviewed on: 3rd April 2023
mary lowson's avatar
mary lowson

Its literally so easy to use

5
I can open savings, send money anything with ease Reviewed on: 3rd April 2023
Jade's avatar
Jade

Best bank ever

5
Monzo is actually one of the most forward thinking banks I’ve used the way their app is set up to make everything so efficient and easy is something I haven’t seen before. The customer service is quick and helpful and there are just so many perks that come with being with monzo like getting paid your wage early. Overall brilliant bank. Reviewed on: 3rd April 2023
SaberZoro's avatar
SaberZoro

Awesome Bank

5
Good / sleek app UI quick to send & receive money Flex card is just genius Lots of savings options like allowing to setup up multiple ‘POTS’ Reviewed on: 3rd April 2023
myuran's avatar
myuran

Does everything I need

5
It is the perfect bank never had 1 problem Reviewed on: 3rd April 2023
Philip's avatar
Philip

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