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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Outstanding banking service

When I first joined Monzo it felt like a fresh banking app which was exactly that. Over the years Monzo and the features that come with using the app has made banking and keeping track of money easy. It feels as though with being a younger as well as an online bank it appeals to the younger and more internet savvy generations. The staff are helpful and you can communicate effortlessly with them through the app. Reviewed on: 3rd April 2023

Good bank

Good bank. High interest saver pot useful. Reviewed on: 2nd April 2023

Love this bank

I simply love this bank, everythink about it is great. The app the notifications the spending abroad it’s all amazing Reviewed on: 2nd April 2023

Great Bank

Monzo is easy to use and flexible to transact with. Reviewed on: 2nd April 2023

Great bank

Great bank which is straight to the point and extremely easy to use Reviewed on: 1st April 2023

Ultra slick app

Shame they don't pay interest because there are new kids on the block that do Reviewed on: 1st April 2023

Not great - Starling is better

I closed my account as it was not even close to how good Starling is Reviewed on: 1st April 2023

Simply The Best!

I've been with Monza since it was essentially just a travel card. I signed up immediately when they announced current accounts and have converted several friends and family members to switch. Monzo is the ONLY bank I've ever advocated for and I get second-hand pride watching them grow from strength to strength. In my opinion they've revolutionized modern banking in the UK and deserve every award going. Reviewed on: 31st March 2023

Incredible for a bank

Monzo stands out to me as one of the best banks in the UK - between having an easily understood app/structure, prompt at responding to customer needs, and their outstanding interest rates on Pots with round-up features, it's definitely a must-have, especially for those looking to keep separate budgets in "pots". Reviewed on: 31st March 2023

Money making sense

Pots are life. I always know exactly what is where and budgeting is a breeze. Great customer service via chat when needed. Pots and chat is all I need in a modern bank! Reviewed on: 31st March 2023

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