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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Modern finances

4
I would highly recommend Monzo's current account to anyone looking for a modern and innovative way to manage their finances. With its user-friendly mobile app, range of benefits, and excellent customer support, it's a top choice for those looking to take control of their money. Reviewed on: 3rd April 2023
Marcell's avatar
Marcell

Best bank by far

5
No comparison monzo are the future. Don't charge obscene amounts when you miss a payment. I love the way they tell you how much is due and when you know it's actually how much you're spending transactions generally clear immediately. Customer service is usually second to none. Reviewed on: 3rd April 2023
Funzo Support's avatar
Funzo Support

Banking as it should be

5
Monzo is so straight forward. Layout and function of the app is excellent. Referred a friend and was rewarded £5 within a few days. I would recommend it to anyone. Monzo delivers Reviewed on: 3rd April 2023
Rufus's avatar
Rufus

Good

5
Thank you for your service …. Reviewed on: 3rd April 2023
Anonymous's avatar
Anonymous

Monzo is amazing

5
Best online banking app, best customer service, I would recommend anyone to have a monzo bank account. Reviewed on: 3rd April 2023
Anonymous's avatar
Anonymous

excellent bank

5
So easy to use, minimum of fuss, always reliable, excellent for travel. Reviewed on: 3rd April 2023
Tom Chaffey's avatar
Tom Chaffey

Great banking

5
Love using Monzo for my every day payments. They’re quick on support, give greats of options within the app to help with budgeting and has a very fun user experience Reviewed on: 3rd April 2023
Claudia's avatar
Claudia

Amazing

5
Amazing very good verry good bank Reviewed on: 3rd April 2023
Ecaterina's avatar
Ecaterina

Monzo bank

5
The Monzo bank app is really great and easy two use with new features I never seen on other bank apps I’m so happy since I been with Monzo Reviewed on: 3rd April 2023
Marcus Campbell's avatar
Marcus Campbell

Good fraud help

5
Helped me get my money back when I was the victim of fraud Reviewed on: 3rd April 2023
chrysta coker-strickland's avatar
chrysta coker-strickland

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