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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Brilliant

I love Monzo. It helps me budget and also the pot of change is a great way to add a little savings. Flex is also fab. We all use Monzo now so we can split hills etc with so much ease Reviewed on: 3rd April 2023

Best way to save

I find the savings pots that you can make so helpful when trying to save up for something. Being able to divide your funds into pots, and be able to pay directly from them, is so helpful, especially given the cost of living crisis. The app itself is also very easy to use, and makes things simple in comparison to other banks and the contestant drastic changes they may make. Reviewed on: 3rd April 2023

Its literally so easy to use

I can open savings, send money anything with ease Reviewed on: 3rd April 2023

Best bank ever

Monzo is actually one of the most forward thinking banks I’ve used the way their app is set up to make everything so efficient and easy is something I haven’t seen before. The customer service is quick and helpful and there are just so many perks that come with being with monzo like getting paid your wage early. Overall brilliant bank. Reviewed on: 3rd April 2023

Awesome Bank

Good / sleek app UI quick to send & receive money Flex card is just genius Lots of savings options like allowing to setup up multiple ‘POTS’ Reviewed on: 3rd April 2023

Does everything I need

It is the perfect bank never had 1 problem Reviewed on: 3rd April 2023

Decent bank

Very reliable and versatile and overall good bank would recommend to someone else Reviewed on: 3rd April 2023

Love it

Best bank ever , fun to use , I enjoy use it and I trust it Reviewed on: 3rd April 2023

Everything is perfect

Every single feature Monzo has released has been perfect!! Their app is intuitive and even if you struggle to find a feature their chat function is quick and friendly and you can resolve any issue with zero frustration. Reviewed on: 3rd April 2023

brilliant banking app

Monzo is so easy to use and I highly recommend Monzo to anyone Reviewed on: 3rd April 2023

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