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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

The best!

5
Super convenient. One of the only two accounts I own and I use Monzo for everything from travel, direct debit to savings! Reviewed on: 3rd April 2023
Kamana Rai's avatar
Kamana Rai

Easy to use

4
Easy to use and easy to get in contact with customer agents. Reviewed on: 3rd April 2023
Kyle Green's avatar
Kyle Green

Fast and easy

5
Really fast and easy to set up an account. Many options to creat pots and saving. Reviewed on: 3rd April 2023
Patricia 's avatar
Patricia

Amazing

5
recommended all my family and friends, makes banking easy Reviewed on: 3rd April 2023
Shelby Ould's avatar
Shelby Ould

Top

5
Ready for all and for me......... Reviewed on: 3rd April 2023
mario rapino's avatar
mario rapino

Easy

5
It’s easy to go through the process of opening account with them, also when I forget my app login details they were very helpful in getting me my details Reviewed on: 3rd April 2023
Asma Fallatah's avatar
Asma Fallatah

Easy banking

5
Monzo Bank is very sharp and easy to use, no too much questions or paper Reviewed on: 3rd April 2023
Marcus Okeoghene Akorefe 's avatar
Marcus Okeoghene Akorefe

So easy to use

5
Monzo is easy to use and such a convenient tool. The app has everything you need and setting up isn’t a long process like other banks. Reviewed on: 3rd April 2023
Phoebe's avatar
Phoebe

Super easy - kept on track

5
Monzo is my favourite bank by far, not only does it have amazing savings, but just the general current account is so easy to pay in and out and keep track of transactions and payments! Reviewed on: 3rd April 2023
Lidiya Parvanova's avatar
Lidiya Parvanova

Best online banking platform

5
Monzo is quick and efficient. Let’s you know straight away when money enters or exists your account. App is simple and easy to use. Reviewed on: 3rd April 2023
Iman Laloui's avatar
Iman Laloui

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