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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Great online banking

5
Easy to set-up, card arrives quick then other bank cards and easy to use. Reviewed on: 4th April 2023
Minata Diana's avatar
Minata Diana

Best bank I've seen

5
Monzo is easy to use. Very explanatory regardless what your doing to make easy to not mistakingly misinterpret any information Reviewed on: 4th April 2023
Peter Smedley's avatar
Peter Smedley

Great bank

5
Great customer service and experience. Easy to use. Reviewed on: 4th April 2023
Toluwanimi Jaiyebo's avatar
Toluwanimi Jaiyebo

Benefits

5
The round up feature is brilliant I have saved over £200 without trying. The bright colour of the card is easy to find in my purse. The only thing I don’t like is that the details of the card are not printed on the card, but most banks are changing to this method now. Overall very pleased with Monzo bank. Reviewed on: 4th April 2023
Beatrice Harrison's avatar
Beatrice Harrison

Great

5
Love the app experience , pots, budgeting and speed Reviewed on: 4th April 2023
Luis H Steuer's avatar
Luis H Steuer

Great service

5
Great service. easy to use. The customer support is top notch. Reviewed on: 4th April 2023
Ross's avatar
Ross

Not recommended

1
Is really horrible this services form this bank Reviewed on: 3rd April 2023
Victorita-Geanina Jianu's avatar
Victorita-Geanina Jianu

Mr

5
Very good online and receive fellow and proficiency-ding to issue advice you money matter Reviewed on: 3rd April 2023
Ernest Munyua's avatar
Ernest Munyua

Too Good

4
Every time I’m having difficulty with my account they are quick to answer and help, this is what I appreciate the most when it comes to a service especially something that involves my money. They also make the security of your account a priority which is nice to see. Reviewed on: 3rd April 2023
Feranmi A's avatar
Feranmi A

Great

5
Best bank i used and i had them all Reviewed on: 3rd April 2023
Szeki's avatar
Szeki

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