Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
114% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Monzo is amazing

5
Best online banking app, best customer service, I would recommend anyone to have a monzo bank account. Reviewed on: 3rd April 2023

excellent bank

5
So easy to use, minimum of fuss, always reliable, excellent for travel. Reviewed on: 3rd April 2023

Great banking

5
Love using Monzo for my every day payments. They’re quick on support, give greats of options within the app to help with budgeting and has a very fun user experience Reviewed on: 3rd April 2023

Amazing

5
Amazing very good verry good bank Reviewed on: 3rd April 2023

Monzo bank

5
The Monzo bank app is really great and easy two use with new features I never seen on other bank apps I’m so happy since I been with Monzo Reviewed on: 3rd April 2023

Good fraud help

5
Helped me get my money back when I was the victim of fraud Reviewed on: 3rd April 2023

So easy

5
The app is the best thing on this planet mate Reviewed on: 3rd April 2023

Simple and easy

5
I love the way they introduce banking system to send money internationally which is easy and fast Reviewed on: 3rd April 2023

Customer focused

5
They are responsive, easy to use and brilliant for organising your money. Customer service is really good and they keep changing Ming up with new features that customers actually want. Reviewed on: 3rd April 2023

Banking

5
Easy to use getting paid early no charges for using abroad Reviewed on: 3rd April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products