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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Top

Ready for all and for me......... Reviewed on: 3rd April 2023

Easy

It’s easy to go through the process of opening account with them, also when I forget my app login details they were very helpful in getting me my details Reviewed on: 3rd April 2023

Easy banking

Monzo Bank is very sharp and easy to use, no too much questions or paper Reviewed on: 3rd April 2023

So easy to use

Monzo is easy to use and such a convenient tool. The app has everything you need and setting up isn’t a long process like other banks. Reviewed on: 3rd April 2023

Super easy - kept on track

Monzo is my favourite bank by far, not only does it have amazing savings, but just the general current account is so easy to pay in and out and keep track of transactions and payments! Reviewed on: 3rd April 2023

Best online banking platform

Monzo is quick and efficient. Let’s you know straight away when money enters or exists your account. App is simple and easy to use. Reviewed on: 3rd April 2023

Modern finances

I would highly recommend Monzo's current account to anyone looking for a modern and innovative way to manage their finances. With its user-friendly mobile app, range of benefits, and excellent customer support, it's a top choice for those looking to take control of their money. Reviewed on: 3rd April 2023

Best bank by far

No comparison monzo are the future. Don't charge obscene amounts when you miss a payment. I love the way they tell you how much is due and when you know it's actually how much you're spending transactions generally clear immediately. Customer service is usually second to none. Reviewed on: 3rd April 2023

Banking as it should be

Monzo is so straight forward. Layout and function of the app is excellent. Referred a friend and was rewarded £5 within a few days. I would recommend it to anyone. Monzo delivers Reviewed on: 3rd April 2023

Good

Thank you for your service …. Reviewed on: 3rd April 2023

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