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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Amazing

5
Since having Monzo there are just so many features to the app, it really is a brilliant bank! Reviewed on: 5th April 2023
Bron 's avatar
Bron

Awesome Bank

5
I've been a Monzo customer since before they were Monzo and lately the team has been on fire with helpful, timely updates (savings account Reviewed on: 5th April 2023
Will Dave's avatar
Will Dave

Amazing usability

5
Been a long time user. Love everything about Monzo Reviewed on: 4th April 2023
Oak Watson's avatar
Oak Watson

Efficient app

5
Great online banking with good savings account and extra features Reviewed on: 4th April 2023
Sibgha Waqar's avatar
Sibgha Waqar

Best challenger bank out there

5
Great for everyday and abroad travel easy to track and save Reviewed on: 4th April 2023
Catherine Alabi's avatar
Catherine Alabi

Easy, reliable and friendly.

5
Monzo have helped me be better in control of my money. I believe I have ADHD which is why money has always been hard for me to manage. The pots feature helps me budget for bills and put money aside for the month. There are no fees for unpaid DDs etc and I can have a virtual card for each pot which helps too. Reviewed on: 4th April 2023
Mariam Adamson's avatar
Mariam Adamson

Great bank

5
Very well done for monzo great app Reviewed on: 4th April 2023
D Kaliope's avatar
D Kaliope

Best bank

5
I find the app great and it enables me to manage money in a better way and achieve my goals easily Reviewed on: 4th April 2023
Kenny's avatar
Kenny

Excellent

5
Excellent best bank account anyone can have Reviewed on: 4th April 2023
Brigitte 's avatar
Brigitte

Thank God for Monzo

5
Wish I had Monzo 10-15 years back! Makes life with banking easier. Thank God for Monzo! Reviewed on: 4th April 2023
Isa Bangura's avatar
Isa Bangura

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