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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Fantastic

My main bank for a few years, fantastic app, easy to use, competitive savings rates. Reviewed on: 4th April 2023

Simple. Useful... Fun?!?!

Breath of fresh air from traditional banking Reviewed on: 4th April 2023

veru easy to use

Super handy to use every day and on holidays Reviewed on: 4th April 2023

Easy navigation

So easy to navigate and save funds for different categories like holiday money, new shoes,etc Reviewed on: 4th April 2023

simple brilliant bank account

I have been a Monzo user for years and i have a number of bank accounts with other banks and building societies and Monzo is by far the best to use. A simple straight forward app interface, good features and clear instructions. it is my preferred app for banking Reviewed on: 4th April 2023

Monzo App sets the standard

The Monzo app is currently setting the benchmark for how good banking apps can be. Really easy to use with lots of great features. The product offerings aren't the strongest yet and they are beaten on interest rates by some competitors (such as Zopa), also it took them ages to offer a decent overdraft facility... but their app is really second to none. Reviewed on: 4th April 2023

Great online banking

Easy to set-up, card arrives quick then other bank cards and easy to use. Reviewed on: 4th April 2023

Best bank I've seen

Monzo is easy to use. Very explanatory regardless what your doing to make easy to not mistakingly misinterpret any information Reviewed on: 4th April 2023

Great bank

Great customer service and experience. Easy to use. Reviewed on: 4th April 2023

Benefits

The round up feature is brilliant I have saved over £200 without trying. The bright colour of the card is easy to find in my purse. The only thing I don’t like is that the details of the card are not printed on the card, but most banks are changing to this method now. Overall very pleased with Monzo bank. Reviewed on: 4th April 2023

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