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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Amazing designs

5
Monzo is very abstract to its competitors Reviewed on: 6th April 2023
Angel Keeley King's avatar
Angel Keeley King

it's a good bank

5
i like this bank i have been with them for years Reviewed on: 6th April 2023
Barry Garside-neville's avatar
Barry Garside-neville

Monzo bank

5
Top service top bank no issues what so ever using Monzo and love how it’s a digital app based bank Reviewed on: 6th April 2023
David Gregson's avatar
David Gregson

Simple

5
Easy to use current account app. Thank fully not gone full blown Revolut (too many widgets!) Reviewed on: 5th April 2023
Edwin's avatar
Edwin

Quick, easy to use and great customer service

5
I’ve been with Santander for a number of years and have bow moved a large percentage of my capital across to Monzo due to its seamless app and great customer service. Have already recommended to a number of my friends and family. Just waiting for an IPO now!!!! Reviewed on: 5th April 2023
Matt's avatar
Matt

Brilliant bank

5
I really love Monzo for the pots function and easy transfer options within the app. Their customer service is also brilliant. Reviewed on: 5th April 2023
Abi Jones's avatar
Abi Jones

Simple and easy to use

5
Fantastic bank, been with them since the begining and cannot fault them Reviewed on: 5th April 2023
Andrew Wallace 's avatar
Andrew Wallace

Excellent!

5
My Monzo account is really convenient and has so many useful features that let me manage my money easily. Reviewed on: 5th April 2023
Amy's avatar
Amy

Monzo current account makes money easier

5
I use Monzo to stay on top of my everyday spending and on target for my longer term savings goals. Reviewed on: 5th April 2023
Mary's avatar
Mary

Fantastic Banking Experience

4
Monzo offers a fantastic banking experience to customers. Not only gives customers 24/7 totsl management towards their money but also gives great tips to boost their credit which is a very useful feature. The saving pots help customers organize their savings and every day spending easily. The only downtime is that all these features are included within the plus account which is not free unfortunately. Wish this could change as £5 a month may seem a little amount of money but nowadays it's still a lot. Reviewed on: 5th April 2023
CiNDY DOllY's avatar
CiNDY DOllY

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