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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Monzo - Excellent

5
Easy to use app, pots with great savings rates...what more could i want! Reviewed on: 25th March 2023
Vikki Cross's avatar
Vikki Cross

Loving monzo

5
Recently got it to use abroad and considering using it as my main account. So simple to set up and use! Love the savings pots too Reviewed on: 25th March 2023
Jackie's avatar
Jackie

Best Bank

5
Love this bank. Everything is so easy. Banking made easy and even with travel it's great to have access to it abroad Reviewed on: 25th March 2023
donna baynes's avatar
donna baynes

Monzo is perfect all people should think of switching to Monzo

5
It’s perfect I got my refund when something went wrong and there services are perfect Reviewed on: 24th March 2023
Rhys 's avatar
Rhys

Great bank

5
Super useful and great platform, always really helpful Reviewed on: 24th March 2023
Miquela Bezuidenhoudt's avatar
Miquela Bezuidenhoudt

Amazing app!

5
The Monzo app is super intuitive and is easier to read than all other competitors. Easy to use and super helpful in making money work. Reviewed on: 24th March 2023
Jack's avatar
Jack

Monzo review

5
Very easy to set up an account and handy ways to manage your money quickly and easily Reviewed on: 23rd March 2023
Luke Wilson's avatar
Luke Wilson

Had monzo since it was a pre-paid card

5
Been a customer for years. They are on of the few who always innovate and move forward! flex was a great addition. Wish they had branches, but I know that's not the way the market is at the moment. Reviewed on: 23rd March 2023
savvyshopper's avatar
savvyshopper

Super convenient

5
Very slick and integrated interface for all my banking needs. Reviewed on: 23rd March 2023
Jonathan Kingsley's avatar
Jonathan Kingsley

Flexible Banking at its best

5
Monzo are always ahead of the game when it comes to banking. There are too many great features to list on here. Would recommend to anyone. Reviewed on: 23rd March 2023
Dan Tridini's avatar
Dan Tridini

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