Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
114% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Best Bank!

5
Simple and easy to use, what more do you want from a bank online 24/7 Reviewed on: 22nd March 2023

MONZO..SIMPLY THE BEST!

5
I have been with this amazing online bank now for over a year, and there is not one thing they have not got right. They smash every new feature they release and are way ahead of all the other banks in my opinion. The info provided on my account which helps me budget and see trends, etc is from another Galaxy Far Far Away....MAY THE FORCE BE WITH THEM! Reviewed on: 22nd March 2023

Monzo card

5
Very safe and awesome service . Recommended to all my friends and families Reviewed on: 22nd March 2023

Fantastic customer service

5
Just what I want out of a bank. Everything is easy and quick to carry out - no hanging around. Makes it very stress-free as managing your money should be. Reviewed on: 22nd March 2023

Amazing bank

5
10/10 amazing bank customer service are always super helpful Reviewed on: 22nd March 2023

Simple and secure

5
Exactly as the title says. Simple to set up and use and secure. All I need in a bank. Reviewed on: 22nd March 2023

Amazing bank

5
Brilliant bank, quick and easy, no fuss or issues Reviewed on: 22nd March 2023

Best bank ever

5
5* bank - have been with them for years and wouldn’t ever switch Reviewed on: 22nd March 2023

Best bank

5
Amazing monzo is the best helps you every steo of the way Reviewed on: 22nd March 2023

Best bank

5
Amazing monzo is the best helps you every steo of the way Reviewed on: 22nd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products