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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Amazing

Literally everything you need in one account/app. Saving pots so I can split my money for holidays, presents, future events, flex so if need be I can pay in instalments for something and of course the main part of the account itself. Love it Reviewed on: 21st March 2023

Love Monzo

Great, easy and fair, I think they are a great new kid on the block Reviewed on: 21st March 2023

The most modern way of banking

Ever tried to split the spending of a 21 people hendo abroad evenly? Monzo does it. The single easiest use of banking I have ever done. Put the calculator away. Let the app do its work. Reviewed on: 21st March 2023

Best bank

I use Monzo wherever I go, Best fair bank Reviewed on: 21st March 2023

Awesome bank

Makes banking so easy, can budget well and see exactly what’s going on with my finances in real time. Reviewed on: 21st March 2023

Monzo is hands down the best

Monzo is the easiest bank to use by a long shot! It looks great too. Reviewed on: 21st March 2023

Outstanding

Amazing work and lovely app just love it Reviewed on: 21st March 2023

Helps me keep on top of my finances

Monzo has helped me to keep on top of my daily spending, with other features such as Flex to make my financial life just that bit easier. Reviewed on: 21st March 2023

Perfect service.

I’m always relying on Monzo for every day payment. Reviewed on: 21st March 2023

Great Bank

Monzo has completely transformed the way I budget and the way I handle my money, and for the first time I don’t live pay to pay. Reviewed on: 21st March 2023

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