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Monzo: Current account reviews

4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19426)

Brilliant

5
Really over the moon with Monzo current account. Loving custom pots. Salary splitter. Possibility to give to a range of charities. Trends. Reviewed on: 23rd March 2023

Amazing!

5
Great bank! Reviewed on: 22nd March 2023

Brilliant

5
Great team and really happy with service Reviewed on: 22nd March 2023

Easy and innovative

5
So much easier to use and to transfer money and for everything else I'd want from a bank. Reviewed on: 22nd March 2023

Excellent service

5
Easy to use, incredible customer service and made other a baking services/apps seem poor in comparison! Reviewed on: 22nd March 2023

Amazing company

5
Amazing company and a great product! Reviewed on: 22nd March 2023

Easy and accessible banking

5
I love the Monzo app, and think it has features that make life and banking easier! Reviewed on: 22nd March 2023

Excellent banking app

5
I’ve used Monzo for nearly 5 years now and have always found it to be really simple to use. I can’t fault it at all. Reviewed on: 22nd March 2023

Incredible customer service

5
Some of the best customer service I’ve ever had. Always very willing to give more customer service when asked. I would recommend their customer service to all of my friends. Reviewed on: 22nd March 2023

Love them

5
Easy to use, responsive customer service. Can't complain Reviewed on: 22nd March 2023

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