Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19426)

Awesome bank

5
Simple, slick and secure! Love Monzo Reviewed on: 22nd March 2023
Barney Williams's avatar
Barney Williams

It's not really a bank...

5
It's a user dream which happens to handle your money. It's a budgeter, a lender, a sharer. It's SO GOOD Reviewed on: 22nd March 2023
Hannah Tori Walker's avatar
Hannah Tori Walker

Love them

5
Everything from fantastic customer service to genius social media interactions - banking reinvented! Reviewed on: 22nd March 2023
Jonny Kerr's avatar
Jonny Kerr

Great banking solution

5
Very easy to register and use. I like the app. Top work! Reviewed on: 22nd March 2023
Phill Read's avatar
Phill Read

Best Bank!

5
Simple and easy to use, what more do you want from a bank online 24/7 Reviewed on: 22nd March 2023
Grace Allen's avatar
Grace Allen

MONZO..SIMPLY THE BEST!

5
I have been with this amazing online bank now for over a year, and there is not one thing they have not got right. They smash every new feature they release and are way ahead of all the other banks in my opinion. The info provided on my account which helps me budget and see trends, etc is from another Galaxy Far Far Away....MAY THE FORCE BE WITH THEM! Reviewed on: 22nd March 2023
Dave Rodriguez's avatar
Dave Rodriguez

Monzo card

5
Very safe and awesome service . Recommended to all my friends and families Reviewed on: 22nd March 2023
Wasim Ahmed's avatar
Wasim Ahmed

Fantastic customer service

5
Just what I want out of a bank. Everything is easy and quick to carry out - no hanging around. Makes it very stress-free as managing your money should be. Reviewed on: 22nd March 2023
Rachel Richardson's avatar
Rachel Richardson

Amazing bank

5
10/10 amazing bank customer service are always super helpful Reviewed on: 22nd March 2023
Jack Phillips's avatar
Jack Phillips

Simple and secure

5
Exactly as the title says. Simple to set up and use and secure. All I need in a bank. Reviewed on: 22nd March 2023
Dave's avatar
Dave

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill