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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great!

Easy to use, responsive UI and its free Reviewed on: 20th March 2023

No fuzz

Monzo is a great bank。Getting my monzo flex credit card was so easy, the pots make planning so easy and I can easily pay and split bills when I travel abroad with my family. I recommend Reviewed on: 20th March 2023

Already recommended - prev. Starling

Was with a high street bank user but then was tempted into the challenger/online banks a few years ago via starling. Ditching the pearly turquoise card (they force you to close your account after a switch) for my hot neon orange card has been great. Bills are much more peaceful and less anxiety inducing with my Monzo pots and they have some great features always being added and improved too. Reviewed on: 20th March 2023

Finally a bank that uses mobile banking and quality options/services to the max.

Absolutely love Monzo. Has helped me regain control of my finances. Is intuitive to use and looks aesthetic which is all a bonus to the fab service they provide. It allows me to have true control over my finances and financial health/future. Reviewed on: 20th March 2023

Great App

The app is very convenient to use and easy to understand too! Definitely recommend it for people starting out in finance Reviewed on: 20th March 2023

Simplicity at the fingertips

I opened up a Monzo account to have better control of my money and to round up my payments to start saving towards my future. The pots functionality allows me to set aside money for my own goals for example, holidays, birthday presents, emergency funds, and the round up feature goes towards my future savings. The app is super user friendly and easy to use which is great for someone like me who values convenience. They are also pretty hands on with customer service as well which is always a plus. It is a breath of fresh air to be able to do everything online, as opposed to having to visit a branch to do anything. I feel safe with Monzo, and I feel understood, which is the most important part. Reviewed on: 20th March 2023

Great

Easy to use, convenient, great offers Reviewed on: 20th March 2023

Simple & Fun Banking

Since using Monzo for the past 4 years I have just had 100% confidence in them! The app works brilliantly compared to any other online banking app and it's very easy to resolve an issue. I have also upgraded to the Monzo Plus card because of it's extra perks and cool holographic card. Lastly, they have the best marketing for a bank. Reviewed on: 20th March 2023

Fantastic online banking

Fantastic online banking, plenty of services available and all easy to access and in “plain” Language. Reviewed on: 19th March 2023

Fernando

Amazing how they sort out everything so quickly Reviewed on: 19th March 2023

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