Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19426)

Amazing bank

5
Brilliant bank, quick and easy, no fuss or issues Reviewed on: 22nd March 2023
Josh Greenfield's avatar
Josh Greenfield

Best bank ever

5
5* bank - have been with them for years and wouldn’t ever switch Reviewed on: 22nd March 2023
Jess Strange's avatar
Jess Strange

Best bank

5
Amazing monzo is the best helps you every steo of the way Reviewed on: 22nd March 2023
iongavrilovici140@gmail.com's avatar
[email protected]

Best bank

5
Amazing monzo is the best helps you every steo of the way Reviewed on: 22nd March 2023
Kaiser Ali's avatar
Kaiser Ali

Amazing

5
Literally everything you need in one account/app. Saving pots so I can split my money for holidays, presents, future events, flex so if need be I can pay in instalments for something and of course the main part of the account itself. Love it Reviewed on: 21st March 2023
Rachel 's avatar
Rachel

Love Monzo

5
Great, easy and fair, I think they are a great new kid on the block Reviewed on: 21st March 2023
Dom's avatar
Dom

The most modern way of banking

5
Ever tried to split the spending of a 21 people hendo abroad evenly? Monzo does it. The single easiest use of banking I have ever done. Put the calculator away. Let the app do its work. Reviewed on: 21st March 2023
Rachel Duckett's avatar
Rachel Duckett

Best bank

5
I use Monzo wherever I go, Best fair bank Reviewed on: 21st March 2023
Mehmet Esat Erzurumluoglu's avatar
Mehmet Esat Erzurumluoglu

Awesome bank

5
Makes banking so easy, can budget well and see exactly what’s going on with my finances in real time. Reviewed on: 21st March 2023
Hannah Ali's avatar
Hannah Ali

Monzo is hands down the best

5
Monzo is the easiest bank to use by a long shot! It looks great too. Reviewed on: 21st March 2023
Nathan Langley (digin8)'s avatar
Nathan Langley (digin8)

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill