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Monzo: Current account reviews

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4.93
Based on 19,405 reviews, last reviewed 13th May 2026
114% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Exceptional customer service and features

5
Monzo simplys sets the standard of what other banks should be. Exceptional service and features. Reviewed on: 18th March 2023
Matthew's avatar
Matthew

Fab App

5
This app is very easy to use. The cash pots help me save for everything I want to and really add up. Using this account abroad is great and the exchange rate we have on Euros is better than the rest of the high street!! Reviewed on: 18th March 2023
JoInett's avatar
JoInett

Best bank

5
Easy to use, smart and helpful. Reviewed on: 18th March 2023
Alexandre Soares's avatar
Alexandre Soares

Amazing bank

5
Wow! I used the switching service and made Monzo my main account after intending to use it as a secondary account. It’s a brilliant service and I love the features such as pots which makes it easy to manage your money Flex is a really useful tool to have, it saved me one day when I had no signal to transfer funds from another account Reviewed on: 17th March 2023
sowers.shifts-0z@icloud.com's avatar
[email protected]

Monzo 21st Century Banking has finally arrived

5
I love Monzo there product offerings are disrupting the market with Monzo flex for example. Flexible banking has finally arrived. Reviewed on: 17th March 2023
Deano's avatar
Deano

Not what they were

3
As they’ve grown they have become a little worse. Their app is still great but they lack in customer service Reviewed on: 17th March 2023
Jim Snape's avatar
Jim Snape

Great bank

5
The peoples choice! Always helpful and there when you need them. Real transparency is what I look for! Reviewed on: 17th March 2023
KD Coast's avatar
KD Coast

Great bank

5
So glad i switched my current account to Monzo! Reviewed on: 17th March 2023
Jonny Bradley's avatar
Jonny Bradley

Simply amazing

5
Very easy to sign up and use. Their mobile bank app is great so many tools to use easy to navigate and get access to any personal information and much more. Monzo is simply my best bank app Reviewed on: 17th March 2023
Godwin Ikechukwu Asidanya's avatar
Godwin Ikechukwu Asidanya

Simple, easy, relaxing

5
Friendly customer service people, fast replies, easy to use app and very helpful money saving methods with pots Reviewed on: 17th March 2023
Owen Tiltman's avatar
Owen Tiltman

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