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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Monzo is hands down the best

5
Monzo is the easiest bank to use by a long shot! It looks great too. Reviewed on: 21st March 2023
Nathan Langley (digin8)'s avatar
Nathan Langley (digin8)

Outstanding

5
Amazing work and lovely app just love it Reviewed on: 21st March 2023
Trishna Tailor's avatar
Trishna Tailor

Helps me keep on top of my finances

5
Monzo has helped me to keep on top of my daily spending, with other features such as Flex to make my financial life just that bit easier. Reviewed on: 21st March 2023
Ryan O'Donnell's avatar
Ryan O'Donnell

Perfect service.

5
I’m always relying on Monzo for every day payment. Reviewed on: 21st March 2023
AM's avatar
AM

Great Bank

5
Monzo has completely transformed the way I budget and the way I handle my money, and for the first time I don’t live pay to pay. Reviewed on: 21st March 2023
Eleni's avatar
Eleni

Great!

5
Easy to use, responsive UI and its free Reviewed on: 20th March 2023
Radostin Emanuilov's avatar
Radostin Emanuilov

No fuzz

5
Monzo is a great bank。Getting my monzo flex credit card was so easy, the pots make planning so easy and I can easily pay and split bills when I travel abroad with my family. I recommend Reviewed on: 20th March 2023
Joy Olaleye's avatar
Joy Olaleye

Already recommended - prev. Starling

4
Was with a high street bank user but then was tempted into the challenger/online banks a few years ago via starling. Ditching the pearly turquoise card (they force you to close your account after a switch) for my hot neon orange card has been great. Bills are much more peaceful and less anxiety inducing with my Monzo pots and they have some great features always being added and improved too. Reviewed on: 20th March 2023
Tom from Yorkshire 's avatar
Tom from Yorkshire

Finally a bank that uses mobile banking and quality options/services to the max.

5
Absolutely love Monzo. Has helped me regain control of my finances. Is intuitive to use and looks aesthetic which is all a bonus to the fab service they provide. It allows me to have true control over my finances and financial health/future. Reviewed on: 20th March 2023
Kierra's avatar
Kierra

Great App

5
The app is very convenient to use and easy to understand too! Definitely recommend it for people starting out in finance Reviewed on: 20th March 2023
luka's avatar
luka

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