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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Very good app

Thank you for your asistence very mach Reviewed on: 17th March 2023

Easy banking

Excellent bank no issues just easy Reviewed on: 17th March 2023

Fabulous in an App

Monzo is the best Bank I’ve ever came across, they are always looking into their customers needs and always listens. If I could choose them over and over again I would do so. Thanks for being awesome and keep on sparkling with your excellent service each and every time! Reviewed on: 17th March 2023

There when I need them

Always there, always ready, always well brilliant! Easily payments, budgeting help and even my credit score. It does everything I need it to do and there’s 24 hour customer support. Reviewed on: 17th March 2023

Security/user friendly

One of the most significant benefits of Monzo is its budgeting feature. With its "Spending" category feature, you can track your daily expenses, set up a budget, and ensure you’re not overspending. Monzo doesn't charge any fees for using your debit card abroad, nor for ATM withdrawals. Its fees are fixed and transparently stated in advance. Its easy to open andit allows you to manage your account, view transactions, and receive notifications quickly and easily. Reviewed on: 17th March 2023

Great bank

Used them for years, they are very good Reviewed on: 17th March 2023

Best Bank in the UK

Very easy to use, best services with superb customer services. Reviewed on: 17th March 2023

Most Transparent Bank

Easiest bank to use. Best app going. Transparent and self explanatory on all features. Reviewed on: 17th March 2023

Monzo the best

I have had the best experience with Monzo. It is straightforward and easy to access for both the literates and the illiterates Reviewed on: 17th March 2023

I've tried most and Monzo is my favourite

Since an early age I've loved trying different banks to see what they are like. Monzo is my favourite by far. The app is wonderful - so easy to use, looks great and unlike most others very fast and no bugs. Getting paid a day early is a great free bonus too. Customer service has been great on the rare occasion I needed them. 10/10 from me. Reviewed on: 17th March 2023

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