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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Easy, reliable, robust

5
Monzo’s app is very easy to use, shows all relevant information in a clear and easily-understood way. The information you need to know is very easy to access, and is regularly communicated to you. Their customer support team are sympathetic and very effective. The app also performs much more robustly than traditional banking apps. Reviewed on: 18th March 2023
DGR's avatar
DGR

Easy banking!

5
Monzo is so easy to use, and I don’t even need to work out my budget anymore because of the “sort payment” button I can put all of my outgoings into my pots, set up standing orders to be paid from the relevant pot, so with one click I can pay all my bills and outgoings in a few seconds. I would highly recommend Monzo to anyone and if your good at budgeting or not Monzo makes you an expert! Reviewed on: 18th March 2023
Jay Pollard's avatar
Jay Pollard

Convenient!

5
Their accounts are always really good, they work well keep you update instantly. with good security and choices for things like contactless limit. Reviewed on: 18th March 2023
MikeEmmett's avatar
MikeEmmett

Love Monzo

5
My husband told me about Monzo and I was not sure about an app bank however since opening an account everything has been easy and brilliant. No negative experiences when applying for an overdraft loan or flex. They come across gentle and friendly. I would highly recommend Monzo to anyone and everyone. You have made my finances so easy to manage. Thank you Reviewed on: 18th March 2023
Adrian Cartwright's avatar
Adrian Cartwright

Best bank ever!

5
Monzo is by far the best bank I’ve used, the premium account features are brilliant and other features such as easily manegable overdraft, flex payments and loans why would you go anywhere else?!? Fingers crossed the look into mortgages soon as there would never be a need to go anywhere else! Reviewed on: 18th March 2023
Chris Scott's avatar
Chris Scott

Exceptional customer service and features

5
Monzo simplys sets the standard of what other banks should be. Exceptional service and features. Reviewed on: 18th March 2023
Matthew's avatar
Matthew

Fab App

5
This app is very easy to use. The cash pots help me save for everything I want to and really add up. Using this account abroad is great and the exchange rate we have on Euros is better than the rest of the high street!! Reviewed on: 18th March 2023
JoInett's avatar
JoInett

Best bank

5
Easy to use, smart and helpful. Reviewed on: 18th March 2023
Alexandre Soares's avatar
Alexandre Soares

Amazing bank

5
Wow! I used the switching service and made Monzo my main account after intending to use it as a secondary account. It’s a brilliant service and I love the features such as pots which makes it easy to manage your money Flex is a really useful tool to have, it saved me one day when I had no signal to transfer funds from another account Reviewed on: 17th March 2023
sowers.shifts-0z@icloud.com's avatar
[email protected]

Monzo 21st Century Banking has finally arrived

5
I love Monzo there product offerings are disrupting the market with Monzo flex for example. Flexible banking has finally arrived. Reviewed on: 17th March 2023
Deano's avatar
Deano

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