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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Quick and easy

Easy to navigate, immediate notifications. Great app Reviewed on: 17th March 2023

Amazing account to have

Very helpful and friendly, so glad I joined monzo Reviewed on: 17th March 2023

The best bank

Since moving over to Monzo 2 years ago, this has been the best bank to work with! I love the idea if round up's and little pots to separate money into Reviewed on: 17th March 2023

How banking should be

Quick answers up to date information a fun place to bank they seem to care Reviewed on: 17th March 2023

Great start for my new company!

Easy to setup with so many useful functionalities! Reviewed on: 17th March 2023

I could not recommend monzo enough

Monzo literally just makes everything 100x easier! It’s so simple to move money. Create savings pots and I love that you can lock the pots so you cannot have easy access to savings. It is also really easy to get bank statements etc and you can just ping these over to someone in a few mins which made it so easy when buying my house! Reviewed on: 17th March 2023

Great Service, Very approachable Bank

Just good and honest very helpful treated far better than the "bigger banks" ever did. Thanks Monzo Reviewed on: 17th March 2023

Great banking

Never been happier with a bank. Reviewed on: 17th March 2023

Great

Monzo is a great bank, only issue I have is I think the app is a bit cluttered Reviewed on: 17th March 2023

Best bank account ever

Everything that you can ask for from a bank, and beyond that. Amazing banking with monzo. Keep it up Reviewed on: 17th March 2023

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