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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Not what they were

3
As they’ve grown they have become a little worse. Their app is still great but they lack in customer service Reviewed on: 17th March 2023
Jim Snape's avatar
Jim Snape

Great bank

5
The peoples choice! Always helpful and there when you need them. Real transparency is what I look for! Reviewed on: 17th March 2023
KD Coast's avatar
KD Coast

Great bank

5
So glad i switched my current account to Monzo! Reviewed on: 17th March 2023
Jonny Bradley's avatar
Jonny Bradley

Simply amazing

5
Very easy to sign up and use. Their mobile bank app is great so many tools to use easy to navigate and get access to any personal information and much more. Monzo is simply my best bank app Reviewed on: 17th March 2023
Godwin Ikechukwu Asidanya's avatar
Godwin Ikechukwu Asidanya

Simple, easy, relaxing

5
Friendly customer service people, fast replies, easy to use app and very helpful money saving methods with pots Reviewed on: 17th March 2023
Owen Tiltman's avatar
Owen Tiltman

Very good app

5
Thank you for your asistence very mach Reviewed on: 17th March 2023
Anonymous's avatar
Anonymous

Easy banking

5
Excellent bank no issues just easy Reviewed on: 17th March 2023
Victoria Lucas 's avatar
Victoria Lucas

Fabulous in an App

5
Monzo is the best Bank I’ve ever came across, they are always looking into their customers needs and always listens. If I could choose them over and over again I would do so. Thanks for being awesome and keep on sparkling with your excellent service each and every time! Reviewed on: 17th March 2023
Al Corker's avatar
Al Corker

There when I need them

5
Always there, always ready, always well brilliant! Easily payments, budgeting help and even my credit score. It does everything I need it to do and there’s 24 hour customer support. Reviewed on: 17th March 2023
jamesbailey365@icloud.com's avatar
[email protected]

Security/user friendly

5
One of the most significant benefits of Monzo is its budgeting feature. With its "Spending" category feature, you can track your daily expenses, set up a budget, and ensure you’re not overspending. Monzo doesn't charge any fees for using your debit card abroad, nor for ATM withdrawals. Its fees are fixed and transparently stated in advance. Its easy to open andit allows you to manage your account, view transactions, and receive notifications quickly and easily. Reviewed on: 17th March 2023
fizza's avatar
fizza

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