Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19427)

Great bank

5
Used them for years, they are very good Reviewed on: 17th March 2023
Iesa. W's avatar
Iesa. W

Best Bank in the UK

5
Very easy to use, best services with superb customer services. Reviewed on: 17th March 2023
Abdul Munzhir's avatar
Abdul Munzhir

Most Transparent Bank

5
Easiest bank to use. Best app going. Transparent and self explanatory on all features. Reviewed on: 17th March 2023
Ryan's avatar
Ryan

Monzo the best

5
I have had the best experience with Monzo. It is straightforward and easy to access for both the literates and the illiterates Reviewed on: 17th March 2023
Dusman Gloria Richard Bnejamin's avatar
Dusman Gloria Richard Bnejamin

I've tried most and Monzo is my favourite

5
Since an early age I've loved trying different banks to see what they are like. Monzo is my favourite by far. The app is wonderful - so easy to use, looks great and unlike most others very fast and no bugs. Getting paid a day early is a great free bonus too. Customer service has been great on the rare occasion I needed them. 10/10 from me. Reviewed on: 17th March 2023
Steve Sharpe's avatar
Steve Sharpe

The absolute best

5
The app is a dream to use, a bright stand out card. Fair fees that are clearly stated. What’s not to love about it? Reviewed on: 17th March 2023
kiecadman's avatar
kiecadman

Top bank

5
I have a good relation with Monzo the app is very easy to use and is very transparency eny move you do on app Reviewed on: 17th March 2023
Claudiu S's avatar
Claudiu S

Monzo is great

5
Monzo is the bank that I can no doubt recommend to my friends and family Reviewed on: 17th March 2023
Slavi Georgiev's avatar
Slavi Georgiev

The best

5
Really love Monzo it’s helped me so much Reviewed on: 17th March 2023
AN NI SE's avatar
AN NI SE

Easiest banking Ive ever used

5
Been with them for around a year and didn't need to do anything no hassle. Brilliant bank Reviewed on: 17th March 2023
Brandon Lea's avatar
Brandon Lea

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill