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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

114% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Better

Number one and better bank to uk Reviewed on: 16th March 2023

Great Bank!

I would highly recommend Monzo as your alternative to the high street bank. The app is very easy to use and if you have any questions or need help with anything their team are very quick to get back to you. I love the different pots I can create to put money aside for different bills. The "Salary Sorter" is a great feature that splits my salary into these "Pots" for my bills so whatever I have left in my Current Account is what I can spend without worrying about my bills. The different categories for my transactions is great so at the end of the month I can see how much I've spent on things like Eating Out, Fuel, Groceries ect. It has really helped me see where I'm spending my money. I love the "Monzo Flex" too, it has helped me out a few time when unexpected expenses arise. Overall a great bank and great current account which I have recommended to my friends who have also started using it. Reviewed on: 16th March 2023

Amazing

Perfect for everyday spending saving and pay in installments Reviewed on: 16th March 2023

Clean and fresh

The best bank I’ve dealt with, focused, professional, modern and clean to deal with! Reviewed on: 16th March 2023

Simple, modern banking

Everything with monzo is a day and simple. It’s all soo based so don’t have to worry. I use the premium account and for the money you get a lot with it Reviewed on: 16th March 2023

GOAT

They are so easy to use and help is always available by customer service 24/7 Reviewed on: 16th March 2023

Excellent and understanding

Helped me with my situation and provided further support for my circumstances Reviewed on: 16th March 2023

Great customer service

Great customer service over the last couple years Reviewed on: 16th March 2023

Consumer Focused

Great consumer focus, really delivering a service that’s listened to what customers really need, with an app that’s way ahead of other providers! Reviewed on: 16th March 2023

Fantastic Bank

Joined Monzo a few months ago and I love it. I pay for the premium but love the different pots you can have and the fact they can have virtual cards it's make budgeting and saving really easy. The fact you can earn interest on all you pots without having tondo anything is also a fantastic feature. The app is really useful to use and I lile being able to see all my cards (including different banks) all in one place. All in all I love Monzo. Reviewed on: 16th March 2023

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