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Monzo: Current account reviews

4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Good

3
Good account which is easy to use and transparent. Reviewed on: 17th March 2023

Love banking with Monzo

5
So easy, straight forward, quick and responsive. Been so impressed. Reviewed on: 17th March 2023

Excellent service

5
Very good and dedicated banking Reviewed on: 17th March 2023

Amazing banking

5
I love Monzo. This is my first choice to use banking services. So easy to use. Definitely recommend Reviewed on: 17th March 2023

Very helpful and professional

5
Despite the fact Monzo is not your standard banking society it goes above and beyond. The customer care and service is second to none, and this is all without having to ever attend in branch or sit on lengthy phone calls. They genuinely care and do whatever they can to aid your financial situation. Reviewed on: 17th March 2023

Quick and easy

5
Easy to navigate, immediate notifications. Great app Reviewed on: 17th March 2023

Amazing account to have

5
Very helpful and friendly, so glad I joined monzo Reviewed on: 17th March 2023

The best bank

5
Since moving over to Monzo 2 years ago, this has been the best bank to work with! I love the idea if round up's and little pots to separate money into Reviewed on: 17th March 2023

How banking should be

5
Quick answers up to date information a fun place to bank they seem to care Reviewed on: 17th March 2023

Great start for my new company!

5
Easy to setup with so many useful functionalities! Reviewed on: 17th March 2023

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