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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

I could not recommend monzo enough

5
Monzo literally just makes everything 100x easier! It’s so simple to move money. Create savings pots and I love that you can lock the pots so you cannot have easy access to savings. It is also really easy to get bank statements etc and you can just ping these over to someone in a few mins which made it so easy when buying my house! Reviewed on: 17th March 2023
Danielle Thomas1's avatar
Danielle Thomas1

Great Service, Very approachable Bank

5
Just good and honest very helpful treated far better than the "bigger banks" ever did. Thanks Monzo Reviewed on: 17th March 2023
Anonymous's avatar
Anonymous

Great banking

5
Never been happier with a bank. Reviewed on: 17th March 2023
Mariaan's avatar
Mariaan

Great

5
Monzo is a great bank, only issue I have is I think the app is a bit cluttered Reviewed on: 17th March 2023
BJFinnie's avatar
BJFinnie

Best bank account ever

5
Everything that you can ask for from a bank, and beyond that. Amazing banking with monzo. Keep it up Reviewed on: 17th March 2023
Prabhjot Singh's avatar
Prabhjot Singh

Flexible,quick and reliable

5
Their customer service is amazing, great services and very reliable Reviewed on: 17th March 2023
Gracious Gobonwamang's avatar
Gracious Gobonwamang

Easy to use, no travel fees

5
Reduced travel costs, easy to use interface Reviewed on: 17th March 2023
Louisa's avatar
Louisa

Monzo is great

5
Monzo is great and easy enough to use and a great account to use abroad Reviewed on: 17th March 2023
Gemma's avatar
Gemma

Amazing.

5
Monzo is the best at banning offering a wide range of services and a great app and customer service package to go with them. Reviewed on: 17th March 2023
Tom's avatar
Tom

Best banking app ever

5
What can you say about Monzo that hasn't been said - oh yes, that now they've introduced a new instant saving pot with a leading market rate. Look no further, Monzo is your bank. Reviewed on: 16th March 2023
Luis 's avatar
Luis

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