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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18384 reviews)

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4.93

Based on 18,384 reviews, last reviewed 8th Mar 2026

38033% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best banking app! I have had an amazing experience using the Monzo current account for my everyday banking. I’m able to save up money using pots and the savings challen... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18384)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy to use and plenty of features

Never had any problems, has some great features and very easy to use app. Plenty of different options to cover all kinds of users. Reviewed on: 9th February 2026

Best customer service and provide best savings accou...

Best customer service and provide best savings accounts i.e 1p savings challenge and multiple savings ISA’s Reviewed on: 9th February 2026

Is simple and user friendly!

Is simple and user friendly! Amazing at explaining things without over complicating it! Feel I finally understand and have a grip on my finances. Reviewed on: 9th February 2026

All round easy to use, friendly and insightful.

All round easy to use, friendly and insightful. I would recommend looking into the Max benefits such as a free lunch once a month like Vitality do - anything to do with fitness/better living would be of interest to many Reviewed on: 9th February 2026

Love Monzo banking done right.

Love Monzo banking done right. Simples Reviewed on: 9th February 2026

Very reliable and convenient banking.

Very reliable and convenient banking. The app is intuitive and easy to understand. Any queries have always been promptly resolved. The interest rates are also very fair and the Monzo way of banking also offers a lot of flexibility when it comes to spending. Reviewed on: 9th February 2026

Simple and straightforward.

Simple and straightforward. Value for money Reviewed on: 9th February 2026

Excellent.

Have been using Monzo as my main current account for a year now. Excellent, home and. abroad. The app is really easy to manoeuvre through. Love the saving pots. Reviewed on: 9th February 2026

Monzo fan

Monzo offers loads of great features, convenience and makes it fun to manage your money! Reviewed on: 9th February 2026

Been with Monzo 5 years now.

Been with Monzo 5 years now. Love the fact you can get your money a day early. Love the 1p saving pots Reviewed on: 9th February 2026

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