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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

GOAT

5
They are so easy to use and help is always available by customer service 24/7 Reviewed on: 16th March 2023
lucknowtroop@yahoo.com's avatar
[email protected]

Excellent and understanding

5
Helped me with my situation and provided further support for my circumstances Reviewed on: 16th March 2023
Dan Jones's avatar
Dan Jones

Great customer service

4
Great customer service over the last couple years Reviewed on: 16th March 2023
Dami Lapite's avatar
Dami Lapite

Consumer Focused

5
Great consumer focus, really delivering a service that’s listened to what customers really need, with an app that’s way ahead of other providers! Reviewed on: 16th March 2023
Nicola Osborne's avatar
Nicola Osborne

Fantastic Bank

5
Joined Monzo a few months ago and I love it. I pay for the premium but love the different pots you can have and the fact they can have virtual cards it's make budgeting and saving really easy. The fact you can earn interest on all you pots without having tondo anything is also a fantastic feature. The app is really useful to use and I lile being able to see all my cards (including different banks) all in one place. All in all I love Monzo. Reviewed on: 16th March 2023
RL's avatar
RL

Easy to use

5
Best bank honestly no issues and I love love love their Monzo flex it’s saved me more times than I can say. Reviewed on: 16th March 2023
Aisha's avatar
Aisha

This is the best bank.

5
Monzo has been super easy to sign up. It provides enough tools to take control of my finances. Instant notifications gives me extra piece of mind Reviewed on: 16th March 2023
Kavindu Wijesuriya's avatar
Kavindu Wijesuriya

Best bank

5
This account has kept me no solvent, I know my balance in real time, I’ve managed to save and it has all the facilities I need. Reviewed on: 16th March 2023
Laura Walker's avatar
Laura Walker

A simple bank

5
There's little to it. It's easy to maintain financial stability, everything is neat and tidy and it just works so we'll. Reviewed on: 16th March 2023
Synthetic Requiem's avatar
Synthetic Requiem

Best

5
Best online bank . Use couple years no problem at all . The best Reviewed on: 16th March 2023
taduliiss@gmail.com's avatar
[email protected]

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