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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent

As an international student coming to the UK, I was worried about setting up a bank account. But Monzo was a lifesaver! The process was incredibly easy and quick, and I felt secure throughout the entire experience. What I appreciated most about Monzo was their great card. It's sleek, easy to use, and has all the features I need as a student. Plus, their app is really user-friendly and makes it easy to keep track of my spending and budget. Overall, I would highly recommend Monzo to anyone looking for a reliable and convenient online bank. Their service has been nothing short of wonderful, and I'm grateful to have them as my financial partner. Reviewed on: 16th March 2023

Amazing Banking Opportunity's

This bank has been amazing from day one no issues so easy to create an account and so many options to choose from thank you monzo Reviewed on: 16th March 2023

Friendly service

One of the best service in the UK any monzo customer can say this no doubt in this Reviewed on: 16th March 2023

Amazing

Amazing app services. And. Premium Reviewed on: 16th March 2023

Never had an issue brilliant customer service

I love monzo, one of the best banks I've had. I know sone people say about bad experiences online but I've never had nothing but positive experiences with them I've even had replies from customer services at like 1am! Easiest bank to use and I've got a few current accounts with other companies but I use this as my main and daily. Definitely recommend monzo Reviewed on: 16th March 2023

Very easy to manage money

One feature i like is the one that you can see a standing order a couple of days before hitting your accounts Reviewed on: 16th March 2023

Best Bank

Such an easy bank to use, great rates and great app Reviewed on: 16th March 2023

I love Monzo!

I use Monzo for my personal savings, it's super easy and I know my money is safe Reviewed on: 16th March 2023

Great customer service

I had an incidence of attempted fraud. The Monzo customer service person was so swift and effective but also reassuring and understanding. Seriously reduced my stress and made me feel so much better. The app is great, so are the people. Reviewed on: 16th March 2023

Love Monzo

Absolutely Amazing , so easy and they are always very helpfull Reviewed on: 16th March 2023

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