Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Simply fantastic

Monzo is simply fantastic. It easy to deal with Monzo and everything is seamless. On my my owm accord I have become monzo ambassador always recommending monzo to family and friends Reviewed on: 16th March 2023

Easy to use and works

Easy to use and works perfectly. Reviewed on: 16th March 2023

Very good

Really great service and easy to use and easy to spread across the whole world Reviewed on: 16th March 2023

Best bank i have ever had

Honestly monzo is the best bank i have ever had and i have had a few. Its app is the best ever, it covers everything and makes it so simple to find what your after. I have told so many people to join Monzo because there are so many features you will quickly think how did i live without these Reviewed on: 16th March 2023

Great bank

This is one of the best banks I've ever dealt with, the options available to me as a member are brilliant. I've never had any issues with the bank, and the one problem I had with a company the bank resolved for me promptly. I would highly recommend this bank to anyone that would be interested. Reviewed on: 16th March 2023

Easy to navigate and clear understanding of products.

The app is so easy to use, everything is simple to understand. When looking at overdrafts, loans or even flex all the repayments are clear and easy to read. All repayment they say don’t change and this makes it easy to budget for. All in all it’s an amazing account to have. Reviewed on: 16th March 2023

Does what you expect

Does exactly what you'd expect, can't complain Reviewed on: 16th March 2023

Gret bank

Excellent service and easy to use app Reviewed on: 16th March 2023

The best online banking to use very easy

The best online banking to use very easy Reviewed on: 16th March 2023

Quite good to use Monzo Bank

Monzo Bank is quite great because I can use it to put money in, like my wages or transfer money in. And I can easily withdrawl £200 monthly or more than that with a high/low fees which is not quite great for me. Reviewed on: 16th March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

ufirstgold Account
from Ulster Bank 4.27 from 5 reviews
Plutus account
from Plutus 0.00 from 0 reviews
Current account
from Unizest 2.60 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub