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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Simply the best

Best UK bank, easy to use with great features and credit products. Reviewed on: 16th March 2023

Good for travelling

I love that they recognise as soon as you’ve paid in another country and then sum up how much you’ve spent on your trip. Reviewed on: 16th March 2023

Best and easiest way to bank

Been great no hassle . And flex is absolutely life changing Reviewed on: 16th March 2023

pretty good

not too bad actually, lots of useful features Reviewed on: 16th March 2023

Easy to use. Friendly service

Simple & easy with a great app and quick response times Reviewed on: 16th March 2023

Your friendly neighbourhood bank

Thank you for the services. No one can match you. Keep the good work going. Reviewed on: 16th March 2023

Easy & Efficient

Honestly the best bank I have ever used, the amount of products they offer is so great and so flexible to use, I couldn’t imagine using any other bank now Reviewed on: 16th March 2023

GOAT bank

I have bank account with 4 different banks and i have also worked for 2 different banking institutions and can safely say that Monzo is currently the best bank on the planet. Reviewed on: 16th March 2023

Love Monzo!

Iv been a Monzo customer for a fair few years and I love it! Their customer service is always really fast to respond and help and issues. Reviewed on: 16th March 2023

My financer

Best service and schemes that suits the needs and helps to make purchases and manage efficiently. Reviewed on: 16th March 2023

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