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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Good customer service

5
I’m really happy with the monzo they have good customer service and the app is really good 5 stars to them Reviewed on: 16th March 2023
E B's avatar
E B

No nonsense & straight to the point

5
Very transparent and upfront banking. Reviewed on: 16th March 2023
Affiliated CC's avatar
Affiliated CC

Amazing Bank

5
I was looking for a fully digital bank and Monzo didn't disappoint. Reviewed on: 16th March 2023
Col Dunn's avatar
Col Dunn

Mr

5
I’ve been with Monzo for about 5 years. And use it as my primary bank. Great banking experience, Great product Reviewed on: 16th March 2023
Mr_Sol's avatar
Mr_Sol

Convenient and accessible

5
Really easy to talk to a human, quick responses, helpful and allows name changes without deed poll Reviewed on: 16th March 2023
Olli Wylde's avatar
Olli Wylde

Excellent

5
As an international student coming to the UK, I was worried about setting up a bank account. But Monzo was a lifesaver! The process was incredibly easy and quick, and I felt secure throughout the entire experience. What I appreciated most about Monzo was their great card. It's sleek, easy to use, and has all the features I need as a student. Plus, their app is really user-friendly and makes it easy to keep track of my spending and budget. Overall, I would highly recommend Monzo to anyone looking for a reliable and convenient online bank. Their service has been nothing short of wonderful, and I'm grateful to have them as my financial partner. Reviewed on: 16th March 2023
Reshma Raj's avatar
Reshma Raj

Amazing Banking Opportunity's

5
This bank has been amazing from day one no issues so easy to create an account and so many options to choose from thank you monzo Reviewed on: 16th March 2023
Zachary Bath (Zach)'s avatar
Zachary Bath (Zach)

Friendly service

5
One of the best service in the UK any monzo customer can say this no doubt in this Reviewed on: 16th March 2023
Kalyan Poladi's avatar
Kalyan Poladi

Amazing

5
Amazing app services. And. Premium Reviewed on: 16th March 2023
jacob sonmez's avatar
jacob sonmez

Never had an issue brilliant customer service

5
I love monzo, one of the best banks I've had. I know sone people say about bad experiences online but I've never had nothing but positive experiences with them I've even had replies from customer services at like 1am! Easiest bank to use and I've got a few current accounts with other companies but I use this as my main and daily. Definitely recommend monzo Reviewed on: 16th March 2023
Burwood's avatar
Burwood

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