Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19427)

Very easy to manage money

5
One feature i like is the one that you can see a standing order a couple of days before hitting your accounts Reviewed on: 16th March 2023

Best Bank

5
Such an easy bank to use, great rates and great app Reviewed on: 16th March 2023

I love Monzo!

5
I use Monzo for my personal savings, it's super easy and I know my money is safe Reviewed on: 16th March 2023

Great customer service

5
I had an incidence of attempted fraud. The Monzo customer service person was so swift and effective but also reassuring and understanding. Seriously reduced my stress and made me feel so much better. The app is great, so are the people. Reviewed on: 16th March 2023

Love Monzo

5
Absolutely Amazing , so easy and they are always very helpfull Reviewed on: 16th March 2023

Simply fantastic

5
Monzo is simply fantastic. It easy to deal with Monzo and everything is seamless. On my my owm accord I have become monzo ambassador always recommending monzo to family and friends Reviewed on: 16th March 2023

Easy to use and works

5
Easy to use and works perfectly. Reviewed on: 16th March 2023

Very good

5
Really great service and easy to use and easy to spread across the whole world Reviewed on: 16th March 2023

Best bank i have ever had

5
Honestly monzo is the best bank i have ever had and i have had a few. Its app is the best ever, it covers everything and makes it so simple to find what your after. I have told so many people to join Monzo because there are so many features you will quickly think how did i live without these Reviewed on: 16th March 2023

Great bank

5
This is one of the best banks I've ever dealt with, the options available to me as a member are brilliant. I've never had any issues with the bank, and the one problem I had with a company the bank resolved for me promptly. I would highly recommend this bank to anyone that would be interested. Reviewed on: 16th March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products