Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

An easy to use and modern bank!

Very good features and a modern interface in the app. Good customer care with reasonable response times. Easy to open an account and transfer funds to friends. Secure too. Reviewed on: 16th March 2023

Best bank

Monzo flex very helpful, never seen a bank like this . But need to improve bit more Reviewed on: 16th March 2023

I love this bank

The app is fantastic, you can everything banking related in app. You can set budgets, track your spending, regular income is paid 2 days early, they keep you updated about all transactions. I never miss anything now, I feel in complete control of my money. Because of this I’ve gone from being with virtually nothing at the end of the month to saving £200+ Reviewed on: 16th March 2023

Easy banking

I’ve been with Monzo for years now. Reliable and flexible banking. All in an easy to use app. What more could you want. Reviewed on: 16th March 2023

Leading the way for the future of banking

Monzo has completely transformed the banking industry. They have prioritised their user experience and brought banking into the 21st century. Reviewed on: 16th March 2023

Easy reliable

Great deals, easy, reliable and good customer service Reviewed on: 16th March 2023

Perfect account

I get paid every 4 weeks which usually makes it difficult to keep track of my outgoing payments, having pots that payments automatically go from makes everything so much easier. Reviewed on: 16th March 2023

Using for 3.5 years

I use this bank for everyday expenses and for salary, in 3.5 years I have not had any problems, it still works clearly and accurately. I like it very much for making international transfers, it is also included in the application and works very quickly, the accounts to which you have transferred in the past are also saved, meaning that you no longer have to re-enter the data of the person you are transacting with. Reviewed on: 16th March 2023

Brilliant

I didn’t think I could enjoy banking but Monzo make it easy, useful, and fun. Reviewed on: 16th March 2023

Best British Bank

What's there not to love about Monzo? They pioneered modern mobile banking over the last few years and continue to make life easier for myself and many others that I know with an account. Reviewed on: 16th March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select current account
from RBS 4.09 from 370 reviews
Instant Access Multi Currency Account
from iFAST Global Bank 4.91 from 620 reviews
Student Current Account
from Santander 4.00 from 11 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub